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The investment trick that boosts returns while cutting riskTelegraph.co.ukLong-term buy and hold investors who don't want to review their fund too often can use them to get basic exposure to the market. They therefore bear consideration for Junior Sipps (self-invested personal pensions) and Isas. “More sophisticated ...and more »
Business InsiderTop City CEO: Crowdfunding has 'a long way to go' but will be 'massive part of fundraising market'Business InsiderBut I think it will be a massive part of the fundraising market and should be, because it's great to get retail money involved in startups." Crowdfunding is ... "You might use a credit card, you might go to the bank for an overdraft but that's not ...and more »
Business Insider UKSam Smith, finnCap CEO finnCapBusiness Insider UKBut I think it will be a massive part of the fundraising market and should be, because it's great to get retail money involved in startups." Crowdfunding is ... "You might use a credit card, you might go to the bank for an overdraft but that's not ...and more »
Financial TimesHow Facebook can affect your credit scoreFinancial TimesIt seemed ridiculous — all right, I had a few unpaid university library fines but I'd always paid my rent on time (sort of) and I'd never even had a credit card. ... The good news is that UK credit agencies are not there yet — although it probably ...and more »
Children Do Pay Tax On Their Income And SavingsiExpats.comThe truth of the matter is children pay no tax if they earn less than the personal income tax allowance – which is £11,000 for the 2016-17 tax year. If a parent tries to offload some earnings to reduce their personal tax ... The money is not lost even ...
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Britain's landlords are making a killing from an impossible situation poor people are in - Business Insider

Business InsiderBritain's landlords are making a killing from an impossible situation poor people are inBusiness InsiderThe combination of more households having low incomes and an exorbitant rise in property prices due to the critical housing shortage is forcing more people into renting. And, in turn, private landlords are making a killing. According to the National ...and more »
(20-08-2016)

Britain's landlords are making a killing from an impossible situation poor people are in - Business Insider UK

Business Insider UKBritain's landlords are making a killing from an impossible situation poor people are inBusiness Insider UKThe combination of more households having low incomes and an exorbitant rise in property prices due to the critical housing shortage is forcing more people into renting. And, in turn, private landlords are making a killing. According to the National ...and more »
(20-08-2016)

Money & Me: Dubai expat's housekeeping keeps the finances tidy - The National

The NationalMoney & Me: Dubai expat's housekeeping keeps the finances tidyThe NationalI save from the income of some assets in UK, some property. I'm not a sophisticated saver, I don't do stocks, don't play the markets. I have some savings in the bank and some in managed funds. Do you prefer paying by credit card or in cash? I love it ...
(20-08-2016)

Clydesdale and Yorkshire Banks offer mobile payments - AOL Money UK

AOL Money UKClydesdale and Yorkshire Banks offer mobile paymentsAOL Money UKHowever, Yorkshire and Clydesdale are just the latest UK banks to jump on the mobile payments bandwagon. Barclays' mobile ... Research from international payment systems provider VocaLink shows that more than half of people would prefer to transfer ...
(20-08-2016)

Help to Buy Isa: how it works and best rates - Telegraph.co.uk

Telegraph.co.ukHelp to Buy Isa: how it works and best ratesTelegraph.co.ukTelegraph Money has worked out it will take 55 months (just over four and a half years) for a first time buyer to save up the maximum £12,000, which will then be topped up by £3,000 from the Government. This is assuming the £1,000 initial amount is put ...Help to Buy ISA: Savers outraged over revelations scheme can't be used towards first-time buyers' depositsThe IndependentHelp To Buy ISA 'Bonus' Can't Actually Be Used Towards Your DepositHuffington Post UKall 17 news articles »
(20-08-2016)

Paying mum's mortgage: how wealthy families are reversing the ... - Telegraph.co.uk

Telegraph.co.ukPaying mum's mortgage: how wealthy families are reversing the ...Telegraph.co.ukThe “Bank of Mum and Dad” – where parents give financial help to offspring – is being turned on its head in a new lending trend where middle-aged children are ...and more »
(20-08-2016)

Paying mum's mortgage: how wealthy families are reversing the 'Bank of Mum and Dad' - Telegraph.co.uk

Telegraph.co.ukPaying mum's mortgage: how wealthy families are reversing the 'Bank of Mum and Dad'Telegraph.co.ukYour Money readers Barry Wilson, 71, and his wife, Janice, 68, have recently secured a 13-year loan with Darlington in which their son Timothy, 41, is a joint property owner and also on the mortgage. The Wilsons have pension income paid in dollars due ...and more »
(20-08-2016)

Stephanie Pomboy: A Grim Outlook for the Economy, Stocks - Barron's

Barron'sStephanie Pomboy: A Grim Outlook for the Economy, StocksBarron's[The late economist Milton Friedman asserted that a central bank could create inflation and economic growth by dropping money from the sky, which was subsequently referenced by former Fed chief Ben Bernanke in a 2002 speech.] Where, when ... Japan is ...
(20-08-2016)

RBS becomes the first bank to set negative interest rates: It's charging large firms to hold cash - so could ... - Daily Mail

Daily MailRBS becomes the first bank to set negative interest rates: It's charging large firms to hold cash - so could ...Daily MailBut he stressed he does not intend to emulate other central banks, including the Swiss National Bank and the Bank of Japan, which introduced negative interest rates in a bid to encourage households to spend money. Last night consumer ... it happens to ...and more »
(19-08-2016)

Nova Credit launching from Y Combinator to give immigrants access to U.S. credit - TechCrunch

TechCrunchNova Credit launching from Y Combinator to give immigrants access to U.S. creditTechCrunchAccess to credit and establishing a credit history aren't a luxury for people living in the US, they're a necessity. A credit score is required to rent most apartments, get credit cards, and essentially make a way in the modern American world. But for ...
(19-08-2016)

Help to Buy Isa scandal: 500000 first-time buyers told scheme cannot be used for initial deposit on homes - Telegraph.co.uk

AOL Money UKHelp to Buy Isa scandal: 500000 first-time buyers told scheme cannot be used for initial deposit on homesTelegraph.co.ukThe small print means the bonus cannot be used for this initial deposit, and can only be spent as part of the purchase cost, for example on mortgage payments, once the deal is completed. The Treasury has been forced to admit that the clause was ...Help to Buy: Savers outraged over revelations scheme can't be used towards first time buyers' depositsThe IndependentExperts attack Government over Help to Buy Isa 'scandal'AOL Money UKall 5 news articles »
(19-08-2016)

Mum who lost sixteen babies and used one of her dead kids to claim thousands in benefits is jailed - The Sun

The SunMum who lost sixteen babies and used one of her dead kids to claim thousands in benefits is jailedThe Sun“You withdrew money from her credit cards totaling just short of £6,000. “In an extreme example of you callous behaviour you used her bank card to book a £60 taxi to Lincoln Crown Court while on bail for your other offences against Miss Croker ...and more »
(19-08-2016)

The working renters whose homes are 'at risk' - BBC News

BBC NewsThe working renters whose homes are 'at risk'BBC NewsPenny and Rich Baker, who live near Bristol, have decided they have no choice but to move to a smaller house. Although Penny has a part-time job with a charity, her husband Rich has been struggling to find work as a chef. Their rent, at £900 a month ...and more »
(19-08-2016)

RBS to charge major financial institutions for holding their cash - The Guardian

The GuardianRBS to charge major financial institutions for holding their cashThe Guardian“We are still a long way from banks imposing negative interest rates on personal customers, which would be a deeply unpopular move, though clearly the direction of travel is concerning for savers,” said Laith Khalaf, senior analyst at Hargreaves ...and more »
(19-08-2016)

oligopoly must be brought to account - Financial Times

Financial Timesoligopoly must be brought to accountFinancial Times... against a Big Four accounting firm to reach trial. At issue is whether PwC should have to compensate Taylor, Bean & Whitaker, a failed US mortgage lender, for failing to detect and stop a multibillion-dollar conspiracy between its executives and ...
(19-08-2016)
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