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Telegraph.co.ukLondon Help to Buy: verdict on the first mortgage ratesTelegraph.co.uk... again as long as they have a 5pc deposit. The mortgage rates for those buying with Help to Buy differ from the standard fixed rates aimed at those with large deposit amounts. Here, Telegraph Money takes you through three of the offerings released ...and more »
The GuardianFor pensioners, something is spot-on in the state of DenmarkThe GuardianWith most rich countries, including the UK, trying to work out how to look after growing numbers of old people using finite resources, Denmark may offer several solutions. The country spends 2.2% of its GDP on care for the elderly, second only to ...
Government rejects women's early pension access bidCitywire.co.ukVara said there were other benefits available to help older women including 'jobseekers' allowance, earnings and support allowance, carers' allowance, personal independence payments, and pensions will be uprated; there is [the state pension] triple ...
Tech City NewsTech City Voices Four ways the UK government can boost the number of female tech entrepreneursTech City NewsThis meant, the only finance we were offered was 'matching financing', which meant that if we personally placed a certain amount of funds with a bank (attracting base interest rates), the bank would loan the same amount to the company at around 10 ...
This is MoneyCherie Blair steps into landlord mortgage tax relief battleThis is MoneyA legal campaign to fight 'unfair' mortgage tax relief changes for buy-to-let landlords is stepping up a gear today as Cherie Blair MBE QC throws her weight behind the battle. The changes, likely to hit Britain's army of small-scale landlords hardest ...and more »
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Will buy-to-let face further curbs from Bank of England? - The Week UK

The Week UKWill buy-to-let face further curbs from Bank of England?The Week UKIts research shows as many as 15 per cent of buy-to-let owners might sell if their mortgage interest was no longer covered by rental income – and 45 per cent might do so if house prices dropped ten per cent. .... for details). Figures compiled by ...and more »
(26-01-2016)

Virgin Money Holdings (UK) PLC (VM) PT Lowered to GBX 420 at Investec - EMQ

Risers & FallersVirgin Money Holdings (UK) PLC (VM) PT Lowered to GBX 420 at InvestecEMQVirgin Money Holdings (UK) PLC logo Virgin Money Holdings (UK) PLC (LON:VM) had its target price cut by Investec from GBX 470 ($6.70) to GBX 420 ($5.98) in a report issued on Thursday, Market Beat.com reports. They currently have a buy rating on the ...Virgin Money Holdings (UK) PLC (VM) Price Target Cut to GBX 420IRA Market Reportall 1,477 news articles »
(26-01-2016)

Virgin Money Holdings (UK) PLC - Get News & Ratings Daily - EMQ

Virgin Money Holdings (UK) PLC - Get News & Ratings DailyEMQVirgin Money Holdings (UK) PLC logo Virgin Money Holdings (UK) PLC (LON:VM) had its target price cut by Investec from GBX 470 ($6.70) to GBX 420 ($5.98) in a report issued on Thursday, Market Beat.com reports. They currently have a buy rating on the ...and more »
(26-01-2016)

Could Irish people save money by looking overseas for loans or deposit accounts? - Irish Times

Irish TimesCould Irish people save money by looking overseas for loans or deposit accounts?Irish TimesAccording to French Private Finance, a British company that helps get mortgages in France, for example, you can get a mortgage fixed at a rate of 2.7 per cent for 20 years in France. And you can also get a tracker mortgage, at a rate of the three-month ...and more »
(26-01-2016)

Currency exchange: How to get more for your downward dollars - CBC.ca

CBC.caCurrency exchange: How to get more for your downward dollarsCBC.caTransferWise was started in 2011 by two friends who frequently travelled between the U.K. and Estonia: Kristo Kaarmann, a former management consultant, and Taavet Hinrikus, Skype's first employee. TransferWise does peer-to-peer money transfer, using ...
(26-01-2016)

AJ Bell: We need to wake up to secondary annuity threat - Money Marketing

Money MarketingAJ Bell: We need to wake up to secondary annuity threatMoney MarketingAnnuitants will have the option of selling their annuities, with the lump sum either being payable to a registered pension scheme, back to them personally or moved into a flexible annuity. If the funds are paid to a pension or remain in an annuity they ...and more »
(26-01-2016)

In numbers: how Osborne's tax raid will knock £58000 off your pension pot - Telegraph.co.uk

Telegraph.co.ukIn numbers: how Osborne's tax raid will knock £58000 off your pension potTelegraph.co.ukThose who pay higher rates of tax in these schemes may need to claim money back via a self-assessment tax return, explained below. Check with your ... Email moneyexpert@telegraph.co.uk. If your scheme applies your full tax relief automatically, this ...and more »
(26-01-2016)

If you can't buy bootleg gear online in New York, this may be why - The Register

The RegisterIf you can't buy bootleg gear online in New York, this may be whyThe RegisterWhen someone buys something online, a payment processor liaises between the seller and the buyer's credit-card company. Some of these payment processors have tailored their business models to protect counterfeiters and the money they make, it turns ...
(26-01-2016)

This woman hated a painting of her cats so much she took a drastic step - Mirror.co.uk

Mirror.co.ukThis woman hated a painting of her cats so much she took a drastic stepMirror.co.ukHis father-in-law's credit card was simply used to pay for the painting on the day. So the Ombudsman agreed with the credit card company that there was no “debtor-creditor-supplier chain”. But even if there had been a direct link between the artist and ...and more »
(26-01-2016)

Should You Refinance Your Mortgage? - Huffington Post

Should You Refinance Your Mortgage?Huffington PostSo, for instance, the recent increase in the short-term federal funds rate is unlikely to cause rates for a 30-year fixed mortgage to increase dramatically. Plus, even though we've seen rates inch up, when you compare today's mortgage rates to ...and more »
(25-01-2016)

UK Mortgage Interest Rates Are Still Falling - So take Advantage! - The Market Oracle

UK Mortgage Interest Rates Are Still Falling - So take Advantage!The Market Oracle“After taking advantage of the cheap rates on offer, borrowers should consider using the money saved to make overpayments on their mortgage. Most deals offer this option, and by paying an extra £100 a month on top of their normal mortgage repayments, ...Mortgage rates are falling – so take advantage!moneyfacts.co.ukall 8 news articles »
(25-01-2016)

Hamish McRae: The riches of a new industrial revolution may come at a price - Evening Standard

Evening StandardHamish McRae: The riches of a new industrial revolution may come at a priceEvening StandardThe first Industrial Revolution, which began in Britain in the late 1700s, harnessed water power and then steam to drive a string of connected changes that enabled living standards to increase by about 2% a year. The key elements were ... So the scope ...and more »
(25-01-2016)

Drawdown: three ways to invest - Hargreaves Lansdown

Hargreaves LansdownDrawdown: three ways to investHargreaves Lansdown... picking individual funds and shares to letting an adviser choose the investments for you. As well as choosing where to invest, reviewing and monitoring your investments and income on a regular basis is essential and, if you are not taking personal ...
(25-01-2016)

Mortgage rates are falling – so take advantage! - moneyfacts.co.uk

Mortgage rates are falling – so take advantage!moneyfacts.co.ukThis isn't the only way you could make savings, either, as after taking advantage of a low rate deal, it could be worth using the money saved to make overpayments: by paying an extra £100 a month on top of your normal mortgage repayments, you could ...UK Mortgage Interest Rates Are Still Falling - So take Advantage!The Market Oracleall 8 news articles »
(25-01-2016)

Buy-to-let landlords 'storming UK housing market' to beat stamp duty hike - This is Money

This is MoneyBuy-to-let landlords 'storming UK housing market' to beat stamp duty hikeThis is MoneyA seasonal lull in the rental market saw supply and demand for lettings tail off in December, said the Association of Residential Letting Agents, but its boss warned that buy-to-let landlords are 'storming the UK housing market'. ARLA says a new three ...and more »
(25-01-2016)
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