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The ScotsmanMartin Lewis: How to get your currency beach-readyThe ScotsmanAnd beware paying for currency at UK bureaux by credit cards, it counts as a cash withdrawal, so there's a fee and interest even if you fully repay – so best to pay with a debit card, or cash. Hiring a car abroad? You'll need a credit card. Many car ...and more »
The Times (subscription)Make sure your pension pot lasts as long as you doThe Times (subscription)Keith Richards, the chief executive of the Personal Finance Society, a professional body for financial advisers, says millions of people could be left “high and dry” when their pension pots run out. He says that the pensions freedoms led many people to ...
This is MoneyALEX BRUMMER: Philip Hammond needs a little wiggle room after his calamitous March budgetThis is MoneyThe 'triple lock' that guarantees retirees an increase in the state pension equal to averaging earnings, inflation or 2.5 per cent is set for the dustbin of history. The review of the 'triple lock' will not be completed before the election, but Hammond ...and more »
This is MoneyMPs press for end to frozen state pension 'injustice'This is MoneyLabour is to include a pledge to unfreeze expats' state pensions in its election manifesto, but the Tory Government defended existing policy in a House of Commons debate this week. Cross-party calls by MPs to start giving 550,000 British pensioners ...and more »
This is MoneyMPs press for end to frozen state pension 'injustice' | This is MoneyThis is MoneyLabour is to include a pledge to unfreeze expat state pensions in its election manifesto, but the Tory Government defended existing policy in a House of ...and more »
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Pariti app shows you your debts, offers to save you money via peer-to-peer lending - 9 to 5 Mac

9 to 5 MacPariti app shows you your debts, offers to save you money via peer-to-peer lending9 to 5 MacIf you have a mix of loans, credit card debts or other borrowing, it can be hard to see just how much the interest rates and fees are costing you. A new app – currently only available in the UK but with plans for international expansion – takes a ...Pariti wants to show Brits how much their debt really costs themTNWall 2 news articles »
(17-04-2017)

Try something new in retirement without spending a fortune - This is Money

This is MoneyTry something new in retirement without spending a fortuneThis is MoneyThere are free lessons available as part of the Learn To Play Day hosted once a year by the charity MusicforALL.org.uk. This year's event is scheduled for the 24 and ... Whatever you're looking forward to doing in retirement, it makes sense to know ...
(17-04-2017)

Making the most of your retirement: How to try something new without spending a fortune - This is Money

This is MoneyMaking the most of your retirement: How to try something new without spending a fortuneThis is MoneyThere are free lessons available as part of the Learn To Play Day hosted once a year by the charity MusicforALL.org.uk. This year's event is scheduled for the 24 and ... Whatever you're looking forward to doing in retirement, it makes sense to know ...
(17-04-2017)

Should 'Lisa' lure you into saving for a property or retirement? - The Guardian

The GuardianShould 'Lisa' lure you into saving for a property or retirement?The GuardianThe money can be used to buy a first property, or be put towards retirement from the age of 60. ... You will not pay tax when drawing retirement income, compared to a pension on which you pay tax at your personal rate aside from a 25% tax-free lump sum.
(17-04-2017)

There's a route to happiness but you won't like it - LBC (blog)

LBC (blog)There's a route to happiness but you won't like itLBC (blog)If the money is in private pension funds, it isn't being spent - and pension funds represent about half of the wealth in the country, which won't come as any comfort to half of those in the country who have no pension at all. If the money is ... In the ...
(17-04-2017)

£3500 first-year cost of keeping a pet, survey finds - AOL UK

AOL UK£3500 first-year cost of keeping a pet, survey findsAOL UKPet owners pay nearly £3,500 typically in the first year of owning their animal, including costs such as food, bedding, toys, equipment and insurance, a survey has found. One in eight (12%) pet owners surveyed claim they love their pet more than their ...Dogs cost twice as much as cats in the first year with owners spending nearly £5000Telegraph.co.ukall 4 news articles »
(17-04-2017)

How young workers can safeguard their future | This is Money - This is Money

This is MoneyHow young workers can safeguard their future | This is MoneyThis is MoneyReports now suggest the Government is considering bringing this forward to 2030, which would affect those in their mid-50s. All this means that young people ...and more »
(16-04-2017)

Start now to win your retirement savings race! - This is Money

This is MoneyStart now to win your retirement savings race!This is MoneySelf-invested personal pensions – known as Sipps – are a do-it-yourself pension which give investors greater control over their retirement savings. This is because a Sipp, effectively a tax-efficient ... 'I have about half my money in UK equity funds ...and more »
(16-04-2017)

Is Lloyds Banking Group plc now the best dividend stock in the FTSE 100? - AOL UK

AOL UKIs Lloyds Banking Group plc now the best dividend stock in the FTSE 100?AOL UKIt's important to understand what this impressive figure means for shareholders. In 2016, Lloyds generated booked misconduct charges of £2.1bn and spent £1.9bn acquiring MBNA's UK credit card business. But the bank was still able to increase its ...and more »
(16-04-2017)

'I can't keep up with online credit card security' - Telegraph.co.uk

Telegraph.co.uk'I can't keep up with online credit card security'Telegraph.co.ukSaga has started off early because its card is with Allied Irish Bank in Dublin and Ireland has signed up to secure payment guidelines, which the bank says means it has to do this now. Saga acknowledges that its UK cards might not need to be included ...and more »
(16-04-2017)

'I can't keep up with online credit card security' - The Telegraph - Telegraph.co.uk

Telegraph.co.uk'I can't keep up with online credit card security' - The TelegraphTelegraph.co.ukI enclose a copy of a document I received recently from Saga about my Saga Platinum Credit Card. It regards changes to “Verified by Visa” for online purchases ...and more »
(16-04-2017)

Phuket Expat Finance: What next for pension transfers? - The Phuket News

The Phuket NewsPhuket Expat Finance: What next for pension transfers?The Phuket NewsPHUKET: In 2006, following an EU ruling on the free movement of capital, the UK introduced Qualifying Recognised Overseas Pension Schemes (QROPS), which allowed Britons to transfer their UK pensions overseas. It has been a very popular piece of ... In ...
(16-04-2017)

Working people robbed of £35bn to fund EU welfare for the rich, says chairman of Leave Means Leave - The Sun

The SunWorking people robbed of £35bn to fund EU welfare for the rich, says chairman of Leave Means LeaveThe SunWORKING people were “robbed” of £35billion last year to fund vanity projects for the wealth chattering classes, it was claimed. John Longworth, chairman of Leave Means Leave, said £10billion went to fund EU bureaucrats while £13billion was given away ...
(16-04-2017)

Atom goes nuclear on mortgages - The Times (subscription)

The Times (subscription)Atom goes nuclear on mortgagesThe Times (subscription)The cheapest-ever five-year fixed rate mortgage deal was launched last week at a rate of just 1.29% by Atom bank. The deal requires a 40% deposit — or 40% equity for those who are remortgaging — and has a £900 fee. The launch pushed the average cost ...
(15-04-2017)

Tesco 'jumbo loans' flout runaway credit warning - This is Money

This is MoneyTesco 'jumbo loans' flout runaway credit warningThis is MoneyTesco Bank has spearheaded a consumer borrowing binge over the past year, offering 'jumbo loans' – just as the Bank of England warns against excessive lending. Tesco's personal loan arm grew 19.9 per cent after it began allowing customers to borrow up ...and more »
(15-04-2017)
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