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Financial TimesIroning out the state pension changesFinancial TimesBy the late 1980s, millions of UK workers had contracted out into riskier personal pensions, as the scheme was expanded. The deal was always that contracted out workers would accept a lower state pension, in return for paying less into the system. But ... savings mean nearly HALF of ageing workforce facing pension Richards, chief executive officer at the Personal Finance Society, said: “The pigeons are coming home to roost as the UK has had one of the lowest savings ratios of the developed world over the last two decades. “Workers' attitudes towards ... 11 questions people ask about defined contribution scheme is a personal or workplace pension based on how much money has been paid into your pot. They are sometimes referred to as 'money purchase' schemes. When you take money from a defined contribution pension it comes ...Tax reform group warns about impact of cash lump sumsFT Adviserall 5 news articles » to leave your pension pot to your loved's more, putting money into pensions rather than property or other investments could help reduce the tax bill after your death. Child's play: leaving ... For people with money invested outside a pension, it can make financial sense to use their ...Tax reform group warns about impact of cash lump sumsFT Adviserall 5 news articles »
Belfast TelegraphCredit card fee caps could save £700mBelfast Telegraph... of the Payment Services Directive, to prevent businesses from making money from customers who have chosen to pay by card. Economic Secretary to the Treasury, Harriett Baldwin, said: "We are determined to tackle the unfair fees that Britain's ...Boost for shoppers as card processing fees cappedexpressandstar.comall 3 news articles »
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I am a down to earth granny2B who is increasingly disenchanted with what is going on in our country. As a so-called Baby Boomer I resent being told 'we' had it so good - I do not think growing up in...
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wise and honest
young but considered to be an agony aunt for nearly all my life by people around me and have been really helpful with problems that sometimes go beyond my years. i am friendly and caring about all and...
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About to become a first time mummy to a baby girl and intending to continue studying to become a teacher with the help of my wonderful partner and family.
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I'm The Advice Services Manager at the Community Advice and Law Service ( CALS ) based in Leicester Citry Centre. CALS is a not for profit advice service and we provide free specilaist advice in...
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Retired journalist, writer. Much into arts, travel, the usual. Passionate about politics, few, if any, illusions left. Armchair activist, sign petitions, support AI, Greenpeace,...
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Here for your student and graduate questions...
I graduated last year, and I'm now trying to find my way in my career. I'm trying my hand in both creative and academic paths. My year was the first to pay the top up fees and we graduated into the...
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I am a Civil Servant who has been in full time employment since leaving school in 1971.Now divorced I have three wonderful children whom I fully support both financially and emotionally. In many ways...
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Andrew Wilkins
Chartered Insurance Practitioner; G60 Pensions Accreditation; 37 years experience of structuring, administering & advising on all types of pension schemes, for companies & individuals;...
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