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Daily MailDebt-binge Britons stick £20million a day on credit cardsDaily Mail... risen to levels 'worryingly close to those seen around the financial crisis'. The Bank this week began a major review of lending practices in the UK and warned that the scramble to borrow ever-greater amounts of money was now a major risk to the ...Credit card borrowing rises at fastest rate in more than a decade sparking Bank of England fears of a new debt crisisThe Sunall 11 news articles »
Daily MailDebt-binge Britons stick £20million a day on credit cards: Plastic spending soars at fastest rate for 11 years ...Daily Mail... risen to levels 'worryingly close to those seen around the financial crisis'. The Bank this week began a major review of lending practices in the UK and warned that the scramble to borrow ever-greater amounts of money was now a major risk to the ...Credit card borrowing rises at fastest rate in more than a decade sparking Bank of England fears of a new debt crisisThe Sunall 10 news articles »
The SunCrackdown on contactless card flaw that means fraudsters can use credit and debit cards AFTER you've cancelledThe SunA FLAW with contactless bank cards that allows fraudsters to use cards months after they have been cancelled has still not been fixed. The banking regulator has agreed to tackle the shocking security flaw by ensuring that banks properly inform ...and more »
The SunCredit card borrowing rises at fastest rate in more than a decade sparking Bank of England fears of a new debt crisisThe SunSome £600million was piled on credit cards last month, with households owing £67.3billion, The Bank of England said. The rise pushed up the overall flow of consumer credit to £1.44billion in February. City analysts expected £1.3billion. The Bank's ...and more »
ForbesEvolution Of Money: From Kings With The 'Midas Touch' To E-Money AccountsForbesPrepaid credit cards, which do fit the definition of e-money, are currently very popular. They are loaded with a flexibly definable amount and can be used securely by consumers at all credit card acceptance points - both online and offline. ... EU ...
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Young People on jobs scrapheap

Nearly half of all firms won’t be hiring graduates or school-leavers in the near future according to the Chartered Institute of Personnel and Development (CIPD).  Its survey also showed that only one fifth of companies plan to hire 16-year-olds due to leave school and a third have cut their graduate employees in 2009.


With unemployment at around 2.2 million young people have been particularly hard hit. Around 40% of the people who have become unemployed in the past 6 months are under 25.


The long term effects of unemployment among school leavers and graduates during the recessions of the 1980s and 90s are still being felt and analysts fear that we could see a whole generation of young people never realising their potential. It’s the old dilemma. Employers want people with experience but how do you get experience?


You have to start thinking about jobs long before you leave school or university and try to get suitable work experience. If you can’t find paid work experience think about doing voluntary work. Learn how to network from an early age. Sadly it is still true that you can get work because of who you know rather than what you know. Keep in touch with anyone you ever do any work for and get advice on how to compile a CV, fill in application forms and do interviews.


Remember that it’s usually easier to get a job if you’re already in a job so sometimes it pays to take whatever comes along rather than holding out for your ideal post. You may find you have to do things that are beneath you do get some money to pay the bills, while doing voluntary work to get the experience for the work you want to do. And if you are an enterprising type with a good idea why not think about starting up your own business. Your local Business Link is there to give you advice and information. Find out more at www.businesslink.gov.uk 

My next radio series on BBC Radio 4 is The Job Clinic. It goes out on 15/16/17th June at 11.02am and looks at the problems faced by people out of work. Our contributors include Ros who graduated almost a year ago and is still trying to find paid work. Mentors Charles Handy, co-founder of Coffee Republic Sahar Hashemi and career coach Jenny Rogers help them work out what to do next.

 

 

 

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