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As two of the common cancers affecting men and women – Prostate and Ovarian cancer - are the focus of March awareness campaigns, AIG outlines how its unique Cancer Cover insurance policies provide vital financial and emotional help when it is needed most.  
Chartis Direct has launched a new Heart Attack and Stroke insurance policy, which gives cash payouts on diagnosis of either a heart attack or stroke.  There is a choice of cover level, giving £15,000, £25,000 or £50,000 on diagnosis.
A new survey has revealed that £454.60 is the average amount of money that people would lend to a friend suffering from a long term illness such as cancer. This equates to just less than a week’s extra pay, based on average gross weekly earnings of £458*.
A leading debt management company is reporting a rise in the numbers of its customers who cite loss of sleep as a direct result of debt anxiety as a major catalyst for contacting the company for help.
Annual average household expenditure is estimated to be £35,978. The corresponding figure for a household where the main occupant is 65 – 74 is £23,711 and £15,139 where they are aged 75 and over
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Our Terms & Conditions
1. MoneyAgonyAunt.com: Terms and Conditions of use
MoneyAgonyAunt.com is a web site owned, operated and made available by TF Associates Ltd ("TF Associates"). MoneyAgonyAunt.com is a web site designed to provide a forum for individuals concerned with property purchasing, selling or renting, and aims to provide a supportive forum and resources for its members. MoneyAgonyAunt.com may also be aliased to other domain names, whereupon the same terms apply.
MoneyAgonyAunt.com is intended for use in the UK and those territories where the terms stated hereunder are enforceable by law. Users of the MoneyAgonyAunt.com website in territories where any of these terms and conditions are not acceptable or enforceable may not use the MoneyAgonyAunt.com web site or services.

1.1 Application of these conditions of use
By accessing or using any part of MoneyAgonyAunt.com you agree to be bound by the following conditions of use. If you do not wish to be bound by these conditions, you may not access or use MoneyAgonyAunt.com.
We may change these conditions at any time without any notice to you. By your continued access and use of MoneyAgonyAunt.com you agree to be bound by the most current version of the conditions of use. Please check these conditions periodically for any changes that may have been made.

1.2 Privacy statement
MoneyAgonyAunt.com respects your privacy. The information that you provide us with, or that is gathered automatically, helps us to monitor and improve our services. When using the MoneyAgonyAunt.com web site certain information is automatically collected so that delivery of the service is possible. Cookies may be stored on your machine by your browser. Certain date, time, IP address and other information relating to your using the MoneyAgonyAunt.com web site is logged and stored for analysis purposes.
Contact information is requested by the service when submitting material for publication (such as private advertisements etc); this information is stored by the service.
MoneyAgonyAunt.com provides an external e-mail newsletter service and an internal mailbox facility. This external service is an "opt-in" and "opt-out" service. If you receive an e-mail newsletter from the MoneyAgonyAunt.com web site, it is because you have subscribed to that service. To remove your e-mail address from this service please refer to the removal instructions within the e-mail newsletter.
Please bear in mind that any information that you submit through insecure web forms, letters/emails may be collected by others.

1.3 Trademarks
"MoneyAgonyAunt.com" and "MoneyAgonyAunt.com" are service marks of MoneyAgonyAunt.com. All other trademarks, product names and company names or logos cited anywhere on MoneyAgonyAunt.com are the property of their respective owners.
Enformer, www.Enformer.com, NewsScape are trademarks of Enformatica Limited.

1.4 Permitted uses
Save as provided below, no materials from MoneyAgonyAunt.com may be copied, downloaded, reproduced, broadcast, shown or played in public, republished, uploaded, posted, stored, transmitted or distributed in any way or adapted or changed in any way.
Subject to applicable third party content providers' licences, you are allowed to access the MoneyAgonyAunt.com database, to make a copy of the results of any searches made in that database, and to use those results PROVIDED that none of such access, copying and use falls into, is preparatory to or enables any of the categories of prohibited conduct referred to below, and provided that none of such access, copying and use is for the purpose of or in the course of any business. For the avoidance of doubt and without limitation, you are expressly prohibited from:
- modifying the data or other material from MoneyAgonyAunt.com ("the Data") or merging the Data with any other data;
- selling or trading in materials copied from the Data;
- using or redistributing the Data for the purposes of compiling databases, lists or directories, other than as and to the extent necessary to use the Data for a use not prohibited by the above;
- providing commercial information, redistributing or reproduction of the same by the press or media or through any commercial network, cable or satellite system;
- issuing questionnaires, reply cards or similar for the purpose of data capture or verification;
- permitting or allowing the Data to infringe or otherwise prejudice our proprietary rights;
- using the Data:
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- In any way that would be reasonably expected to cause annoyance, inconvenience or needless anxiety;
- As source targeting material or contact data for any kind of telemarketing, direct marketing, viral or other electronic marketing activity on your own behalf or on behalf or for the benefit of another party.

1.5 No licence
Except as expressly provided, nothing contained in these conditions or anywhere on MoneyAgonyAunt.com shall be construed as conferring any licence under any of MoneyAgonyAunt.com's or any third party's intellectual property rights.

1.6 Disclaimer of representations and warranties
MoneyAgonyAunt.com is provided by MoneyAgonyAunt.com on an "as is" and "as and when available" basis to users. You use MoneyAgonyAunt.com at your own risk.
MoneyAgonyAunt.com and its associated content provider organisations make considerable efforts to make information made available via MoneyAgonyAunt.com as accurate as possible but no warranty or fitness is implied.
Neither MoneyAgonyAunt.com nor any of its officers, directors, shareholders, employees, affiliates, agents, third party content providers, sponsors, licensers, or the like, makes any representation or warranty or condition, either express or implied, to you:
- that MoneyAgonyAunt.com will be uninterrupted or error-free;
- that MoneyAgonyAunt.com or the computer server from which MoneyAgonyAunt.com is made available, are free of viruses or other harmful components;
- to the accuracy, content, timeliness, completeness, legality, reliability, quality or suitability of any information, advice, content, service, search results, products or merchandise provided through MoneyAgonyAunt.com.
MoneyAgonyAunt.com makes and you receive, no representations, warranties or conditions, express or implied, statutory or otherwise with respect to:
- MoneyAgonyAunt.com, its content, merchandise, services, documents, information, items or materials provided by MoneyAgonyAunt.com in connection with the use of MoneyAgonyAunt.com; or
- any goods or services or information received through or advertised on MoneyAgonyAunt.com or received through links provided on MoneyAgonyAunt.com.
- including without limitation no representations, warranties or conditions of merchantability, suitability, fitness for a particular purpose, non-infringement of proprietary rights or otherwise.
No oral advice or written information given by MoneyAgonyAunt.com or its affiliates, or any of its officers, directors, employees, agents, providers, merchants, sponsors, licensers, or the like, will create a representation, a warranty or condition nor should you rely on any such information or advice.

1.7 Provision of advice
MoneyAgonyAunt.com is not an agent for and does not vouch for those persons, 'dieting buddies', companies and other organisations whose goods or services may be displayed or referred to in MoneyAgonyAunt.com, nor for the availability, suitability or prices of such goods and services nor for the legal entitlement, competences, professional qualifications, trade certifications, or memberships of trade associations of such persons, companies or other organisations.
MoneyAgonyAunt.com advises users to satisfy themselves as to the exact type and nature of goods or services being offered or qualifications held by those persons, companies and other organisations whose goods or services may be displayed or referred to in MoneyAgonyAunt.com.
MoneyAgonyAunt.com may make available certain information provided by third parties. MoneyAgonyAunt.com recommends that before you use any such information with respect to any issues or questions that you may have relating to medicine, law, accounting or any other profession you seek advice from a qualified professional. MoneyAgonyAunt.com may make available certain financial information provided by third parties, including information regarding industries, companies, stocks, investments and securities. Such investment information is for information purposes only and you should not construe it as investment advice or use it for trading or investing purposes. Financial investments bear varying degrees of risk. MoneyAgonyAunt.com strongly discourages you from making any investment decision based upon information that you cannot confirm and strongly recommends that you seek advice from a qualified financial advisor before you make any financial investment.

1.8 Limitation of liability
Neither MoneyAgonyAunt.com nor its associated content provider organisations seek to limit or exclude liability for death or personal injury arising from their negligence.
Under no circumstances will MoneyAgonyAunt.com or any of its officers, directors, shareholders, employees, affiliates, agents, sponsors, licensers, or any other party involved in the creation, production, maintenance or distribution of MoneyAgonyAunt.com be liable for any direct, indirect, incidental, special or consequential damages (including but not limited to loss of profits, business, anticipated savings, goodwill, use of data or other intangible losses) that result from either:
- the use and reliance on MoneyAgonyAunt.com; or
- the inability to use MoneyAgonyAunt.com; or
- mistakes, omissions, interruptions, suspension, termination, deletion of files or e-mail, errors, defects, viruses, delays in operation, transmission or service response time, or any failure of performance with respect to MoneyAgonyAunt.com including without limitation those arising from acts of God, communications failure, theft, destruction or unauthorised access to MoneyAgonyAunt.com's records, programs or services; or
- merchandise, products or services received through or advertised on MoneyAgonyAunt.com and merchandise, products or services received through or advertised on any links provided on MoneyAgonyAunt.com; or
- information or advice received through or advertised on MoneyAgonyAunt.com and information or advice received through or advertised on any links provided on MoneyAgonyAunt.com; or
- any information, data, text, messages and other materials that you email, post, upload, reproduce, transmit or is otherwise distributed using MoneyAgonyAunt.com.
MoneyAgonyAunt.com is unable to ensure or guarantee the security of any information transmitted over the Internet. Any information or data that you transmit to or by using MoneyAgonyAunt.com is done at your own risk and MoneyAgonyAunt.com shall not be responsible or liable for any damages or injury that may result from transmitting such information.

1.9 Miscellaneous
These conditions and any and all documents specifically referenced herein constitute the entire agreement between you and MoneyAgonyAunt.com with respect to the subject matter hereof. If any provision contained in these conditions is determined by a court of competent jurisdiction to be illegal, invalid or otherwise unenforceable, that provision shall be severed from these conditions and the remaining provisions shall continue in full force and effect.

1.10 Jurisdiction and governing law
These conditions shall be governed by and construed in accordance with the laws of England. MoneyAgonyAunt.com controls MoneyAgonyAunt.com from within the country of England. It can, however, be accessed from other places around the world. Although these places may have different laws from those of England, by accessing MoneyAgonyAunt.com you agree that the laws of England, without regard to rules relating to conflict of laws, will apply to all matters relating to your use of MoneyAgonyAunt.com. You and MoneyAgonyAunt.com also agree to submit to the non-exclusive jurisdiction of the English courts, with respect to such matters. Users of MoneyAgonyAunt.com accessing it from places outside of England acknowledge that they do so voluntarily and are responsible for complying with local laws.
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