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Hargreaves LansdownTop 10 retirement tipsHargreaves Lansdown... time (and more money) in retirement. With this in mind, we offer 10 tips to help you get the most from your pension pot and avoid running out of money. ... No news or research item is a personal recommendation to deal. All investments can fall as ...and more »
How much do you pay for your money manager?Financial TimesAccording to accountants Grant Thornton, someone who entrusts £100,000 to a UK financial adviser or investment manager for a decade would pay 2.56 per cent of their pot every year, on average, for financial planning and the costs of holding financial ...and more »
Financial TimesRBS's aim to return to private ownership hampered by legacy issuesFinancial Times... the biggest bank bailout in British history. At the time, this seemed a formidable period for taxpayers to wait before receiving some of their money back. ... Britain's vote to leave the EU in June has only added to RBS's woes, prompting ...and more »
HMRC clarifies non-dom residence test rulesFT AdviserIn the first version, he meets a colleague by chance, catches up on non-work related conversation and later uses personal email and social media. His day of arrival in the UK may be treated as a transit day and will not count as a day of presence in ...and more »
AOL Money UKHoliday from hell? Here's how to complain - AOL Money UKAOL Money UKNearly one in four British holidaymakers make a complaint about their trips, according to new research from HolidayTravelWatch. And a massive 72% of these ...and more »
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Mum who lost sixteen babies and used one of her dead kids to claim thousands in benefits is jailed - The Sun

The SunMum who lost sixteen babies and used one of her dead kids to claim thousands in benefits is jailedThe Sun“You withdrew money from her credit cards totaling just short of £6,000. “In an extreme example of you callous behaviour you used her bank card to book a £60 taxi to Lincoln Crown Court while on bail for your other offences against Miss Croker ...and more »
(19-08-2016)

The working renters whose homes are 'at risk' - BBC News

BBC NewsThe working renters whose homes are 'at risk'BBC NewsPenny and Rich Baker, who live near Bristol, have decided they have no choice but to move to a smaller house. Although Penny has a part-time job with a charity, her husband Rich has been struggling to find work as a chef. Their rent, at £900 a month ...and more »
(19-08-2016)

RBS to charge major financial institutions for holding their cash - The Guardian

The GuardianRBS to charge major financial institutions for holding their cashThe Guardian“We are still a long way from banks imposing negative interest rates on personal customers, which would be a deeply unpopular move, though clearly the direction of travel is concerning for savers,” said Laith Khalaf, senior analyst at Hargreaves ...and more »
(19-08-2016)

oligopoly must be brought to account - Financial Times

Financial Timesoligopoly must be brought to accountFinancial Times... against a Big Four accounting firm to reach trial. At issue is whether PwC should have to compensate Taylor, Bean & Whitaker, a failed US mortgage lender, for failing to detect and stop a multibillion-dollar conspiracy between its executives and ...
(19-08-2016)

A man who retired at 34 shares a spreadsheet that helped him get there - Business Insider

Business InsiderA man who retired at 34 shares a spreadsheet that helped him get thereBusiness InsiderYou'll notice that the balance in the checking account cells (B4 and C4) aren't the same as the ones noted on the balances tab — that's because the credit card balances have been subtracted. His personal spreadsheet has evolved to include a column of ...and more »
(19-08-2016)

Standard Life did not mislead pension member: ombudsman - FT Adviser

Standard Life did not mislead pension member: ombudsmanFT AdviserThe man, referred to as Mr E, had a defined contribution pension with Standard Life, alongside two separate self-invested personal pensions. He claimed Standard Life had told him the value of his pension pot included his guaranteed minimum pension ...
(19-08-2016)

UK borrowing falling slower than hoped despite July surplus – as it happened - The Guardian

The GuardianUK borrowing falling slower than hoped despite July surplus – as it happenedThe GuardianIn simple terms, HM is “monetary financing of fiscal spending”, a central bank who prints money for its government to spend; a practice definitely not included in the Bundesbank's instruction manual. However, we should ... Perhaps, this policy could ...and more »
(19-08-2016)

U.K. to Redeem 3 Billion Pounds of Pre-Crisis Mortgage Bonds ... - Bloomberg

U.K. to Redeem 3 Billion Pounds of Pre-Crisis Mortgage Bonds ...BloombergThe U.K. government will redeem 3 billion pounds ($3.9 billion) of bonds backed by mortgages from rescued lender Bradford & Bingley, paving the way for a ...and more »
(19-08-2016)

U.K. to Redeem 3 Billion Pounds of Pre-Crisis Mortgage Bonds - Bloomberg

U.K. to Redeem 3 Billion Pounds of Pre-Crisis Mortgage BondsBloombergThe redemption could squeeze the market for asset-backed securities, particularly if it takes time for a new owner to buy the loans and refinance the deal with another securitization, said Rob Ford, a London-based money manager at TwentyFour Asset ...and more »
(19-08-2016)

Travellers face huge fees for withdrawing cash abroad - AOL Money ... - AOL Money UK

AOL Money UKTravellers face huge fees for withdrawing cash abroad - AOL Money ...AOL Money UKBe careful when using your credit card to withdraw cash abroad: you could be charged as much as £5.30 for taking out just £10. Figures from ...and more »
(19-08-2016)

Travellers face huge fees for withdrawing cash abroad - AOL Money UK

AOL Money UKTravellers face huge fees for withdrawing cash abroadAOL Money UKIn the case of Virgin Money, there's a 2.99% non-sterling fee plus a 5% ATM - and a £5 minimum makes withdrawing small amounts extremely expensive. MBNA charges the same fees on some cards, minus the £5 minimum. Both charge an interest rate of ...and more »
(19-08-2016)

The ultimate guide to tipping: Who you should tip, how you do it and where does your money go? - WalesOnline

WalesOnlineThe ultimate guide to tipping: Who you should tip, how you do it and where does your money go?WalesOnlineThe TripAdvisor travel guide to the UK says: "If you get a hair cut, tipping is common but not universal/required. Tip around .... Sometimes a service charge appears on your bill, or you pay by credit card and the machine asks if you want to add a tip ...
(19-08-2016)

What is an Isa? - Telegraph.co.uk

Telegraph.co.ukWhat is an Isa?Telegraph.co.ukAn Individual Savings Account, or Isa, is a tax-free home for your savings. It's a type of account that works like a wrapper. You can put a range of different investments inside it: they all then benefit from tax-free growth. The right Isa for you ...
(19-08-2016)

'I'm 37 and mortgage free. How soon can I retire?' - The Telegraph - Telegraph.co.uk

Telegraph.co.uk'I'm 37 and mortgage free. How soon can I retire?' - The TelegraphTelegraph.co.ukWith two young sons, Jeff Massey wants to retire as soon as possible to spend more time at home.and more »
(19-08-2016)

'I'm 37 and mortgage free. How soon can I retire?' - Telegraph.co.uk

Telegraph.co.uk'I'm 37 and mortgage free. How soon can I retire?'Telegraph.co.ukAfter years of working hard to pay off the mortgage, the Masseys now own their £300,000 three bedroom semi-detached Cambridgeshire home outright. This gives far more financial flexibility. Mr Massey, 37 ... It is important to make sure that there are ...and more »
(19-08-2016)
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