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Telegraph.co.ukForex Focus: get the biggest bang for your buck buying currencyTelegraph.co.ukThere is a simple solution if you frequently transfer money abroad to pay bills or take a monthly income from the UK. This is a regular payment plan, available from most specialist foreign currency brokers, which gives ... While credit cards from the ...
NAPF: better reporting to close gender pay gapFT AdviserThe National Association of Pension Funds has called on government to tackle “very limited reporting” by companies on how they manage their workforce and the consequences of this lack of transparency for long-term investors, such as pension schemes.and more »
Advisers and accountants must collaborate for AE to workFT Adviser“The payroll bureaux are run by accountants, the accountants are now seeing auto-enrolment as a revenue generator- there is money in managing the employer's risk.” He added that there is a lot of demand for financial advice, but not much supply in this ...and more »
Scottish Daily RecordMortgage advice: Money Doctor's top 5 tips for first time buyersScottish Daily RecordThis way you will know exactly how much your mortgage is going to cost you every month during the fixed-rate period, which could be up to five years. With this option, regardless of what happens to base rates during the fixed-rate period, your monthly ...
Daily MailNearly one million households with interest-only mortgages can't pay off debtsDaily Mail'Borrowers who took out interest-only mortgages years ago and don't have a plan to repay face a ticking time bomb. The choice between selling their property, quickly finding the money to pay off their debt or risk of repossession is a distressing ...Mortgages: interest-only deals a 'ticking time bomb' for one million homeownersThe IndependentMortgages: Nearly one million 'face difficulties'BBC Newsall 8 news articles »
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Factsheets
We hope you find each of the articles here useful and pass them onto any friends or family you have that could benefit from them. We have even included a few questions posed by Members in previous Webchats in case you find them useful.
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Hello, I'm Liz Barclay  -

welcome to my website - www.moneyagonyaunt.com. Because of the grave economic climate at the moment I have gathered together experts from across the country to try and help you and your loved ones with your money worries....
Ask our experts questions directly, search for information from our fact sheets or talk to other members on our forums who might have similar issues or problems - and when you succeed - which you will, then come back and share your own success story. ...
Click here for the full story...

Hello, I'm Liz Barclay

 - welcome to my new website - www.moneyagonyaunt.com.  Because of the grave economic climate at the moment I have gathered together experts from across the country to try and help you and your loved ones with your money ...
Ask our experts questions directly, search for information from our fact sheets or talk to other members on our forums who might have similar issues or problems - and when you succeed - which you will, then come back and share your own success ...
Click here for the full story...

Property letting and taxation 

H,i I have a question regarding property letting and taxation. I have recently purchased a flat with a buy to let mortgatage that I have let through an agent. The rental income is £650 a month and the mortgage is £370.0 amonth. Am I ...
Hi You will need to declare all the income that you receive and then itemise all the expenses associated. One will then potentially cover the other, but You cannot just informally write one off against the other. It all needs to be listed and ...
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Cancelled Holiday

Dear Liz, I wonder if you could help solve this problem. Back in March, due to ill health I had to cancel my flight with Virgin Atlantic to Delhi. I did this by phone on March 14 th and was told I would recieve confirmation. I have received a refund ...
Dear John,  this is exactly what you say it is - a case or poor customer service. You will probably get the necessary document eventually but you have to keep pestering them. Resilience - and polite persistence - is the key.  I wonder ...
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Looking after Mum's money.

  Dear Liz, My mother is elderly lady, has dementia and lives in a care home. Until recently she managed her own affairs and her care home fees were paid by direct debit from her current account which was topped up from her savings account as ...
Dear AW, I know from the correspondence we’ve had since you first got in touch that your mother’s care home fees are still being paid although other transactions have stopped. This has proved to be a complicated case. While your mother ...
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property letting and taxation

Hi Liz,I have a question regarding property letting and taxation.I have recently purchased a flat with a buy to let mortgatage that I have let through an agent. The rental income is £650 a month and the mortgage is £370.0 amonth. Am I ...
Dear KS, Sadly the situation may not be that simple. Rent is treated as income and taxed in line with your basic or higher rate tax bands. You can offset the mortgage interest payments, letting agency costs and maintenance expenses again the taxable ...
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Setting the selling price for a property.

Can you inform what my wife's rights are in regards to selling her late parent's Bungalow? She has a 25% share, with the remaining 75% belonging to her sister.The unequal split was the result of her mother's will,which gave her share to her sister, ...
Setting the sale price for any property is ultimately up to the people who have the right to sell the property - the owners of the property or the executor(s) of an estate. Most people set the sale price after consultation with an estate agent, or ...
Click here for the full story...
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