The material on this website is for information only
and is not intended as any recommendation or endorsement of any products or companies mentioned. We are not licensed by the FSA to give financial advice, and none of the material on this website constitutes or is intended to constitute financial ...
News
This RSS feed URL is deprecated, please update. New URLs can be found in the footers at https://news.google.com/news
Belfast LiveStephen Nolan claims his credit cards are being hacked live on airBelfast LiveHe added: "In case you have been thinking I've been a bit distracted over the last few minutes, I always keep my phone on during the show and I have just received messages from my credit cards saying I'm currently spending money in three hotels in ...WATCH: BBC's Nolan 'distracted' as credit cards hacked during live TV programmeBelfast Telegraphall 3 news articles »
EngadgetPornhub owner may become the UK's gatekeeper of online pornEngadgetBusinesses that do comply may also potentially lose a significant amount of money by implementing age verification. It's currently assumed that the burden will be passed on to the sites themselves, which, ..... Asking people to "type their credit card ...and more »
Banbury GuardianOxfordshire County Council urge caution ahead of Black FridayBanbury GuardianOnline shoppers in the UK spend more per household than consumers in any other country (£4,611 a year) according to the UK Cards Association (trade association for 300 providers of finance, banking and payments-related services), leaving them exposed ...and more »
FT AdviserTrade body UK Finance appoints head of mortgages - FTAdviser.comFT AdviserUK Finance the trade body representing the finance and banking industry has appointed Jackie Bennett OBE as its head of mortgages.UK Finance appoints Jackie Bennett as head of mortgagesMortgage IntroducerUK Finance appoints Head of MortgagesFinancial Reporterall 4 news articles »
Have you met...
Latest Members:


amazingz


MasonFoster


roknmesaleia


meshmesha


John


kuda321


samumba

 

Listed building Insurance.

Check your insurance if you own a listed building.

Listed building owners are being warned to ensure that their homes are adequately protected as the recession continues and people make financial cutbacks.

The warning comes from large rural insurer, NFU Mutual. It says 4 out of 10 people are cutting back on their spending on financial items such as insurance.  

NFU Mutual spokesperson Nicola Sach says, “Our primary concern is that people may find themselves underinsured.  Owners of listed buildings should check that the sum insured on their home would cover the cost of rebuilding the property using the appropriate materials and craftsmanship.  They may find that they need to cover substantial costs should any damage occur if the appropriate level of cover is not in place.”

NFU Mutual provides a listed building scheme and has found in the past most customers who take up the service are initially underinsured - some by a significant amount.   

“With listed properties usually costing substantially more to rebuild than non-listed homes we are urging people to make sure that they take the appropriate steps to ensure that should a loss occur they will be fully covered”.

NFU Mutual has put together some top tips for listed property owners

Make sure that you get a valuation from a specialist company.  Should you ever need to make a claim this will help to ensure that you are adequately covered.  This process should be repeated every 3 to 5 years.
Check your level of reinstatement cover against your valuation.  English Heritage can insist that you use like for like methods and materials to rebuild your property which can be more expensive that the modern equivalent.
Consult a risk management specialist to help ensure that your house is as secure as it can be without compromising or damaging any historic features.
Old and listed buildings can be susceptible to burst pipes. To prevent large costs should this happen make sure that your insurance policy will cover you.
If you are thinking of purchasing a listed property, make sure that you check that any alterations that have been made to the building have been approved. You could find yourself liable for  the costs of returning the property to its original state if these alterations are found to be detrimental to the fabric of the building.
If your home is thatched you should ensure that even small repairs to the roof are carried out by a professional thatcher.  

Advertise with us  |  Privacy  |  Terms & Copyright                                                                                     Website maintained by USP Networks