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Getting Help with Your Debts:

If you're worried that you're spending more than you have coming in and the amount you owe to your various creditors is piling up it's time to tackle the problem. There are several organisations that can help:14-04-2009

Citizens Advice Bureau: There are CABx all over the UK. They are charities which give free, confidential, impartial advice to anyone. You'll find details in your local phone book or online at  Citizens Advice Scotland is at and in Northern Ireland on

National Debtline offers free, confidential, independent advice on 08088084000 and from  There is also Business Debtline for self-employed people or small business owners – call 0800 197 6026.

CCCS - the Consumer Credit Counselling Service is a charity giving free, confidential and impartial advice and support. You can find it on  or call 0800 138 1111.

Advice UK can help you find a local money advice centre – 020 7407 4070.

Money Advice Scotland lists all the free money advice services at

Age Concern gives advice on money. or call 0800 009966. 

All these services are busy as more and more people are worrying about their debts so if you can't get through keep trying.

There are other advice services which can help. You will see lots of advertisements for help to sort out your debts. Check whether the service is free or if a portion of what you pay towards clearing your debts is taken off to cover the organisation's costs.

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