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The GuardianI'll get my pension soon, but I'll have to keep working to pay off my mortgage'The GuardianI bought my council house in south-east London for £26,000 19 years ago and five years later I only had £19,000 left to pay, but then I had to remortgage for £80,000 due to credit card debts. I also had to pay for an undergraduate course, MA and law ...
HeraldScotlandPension membership is soaring, but we're still not saving enoughHeraldScotlandFor a forecast of state entitlement, go to Gov.uk/check-state-pension. To work out how much income current state and work or personal pensions might generate, and what additional savings could be worth, see the calculator at Moneyadviceservice.org.uk.
The TimesTake a mortgage transfer to avoid the home-loan hassleThe TimesThese mortgages are available only to homeowners looking to borrow the same amount of money, because they avoid the need to reassess affordability. Typically a lender will write to a customer between three and six months before the end of their fixed ...
The TimesBeat Brexit with a French mortgageThe TimesWe are being particularly tempted by low French mortgage rates brought about by the European Central Bank's €2.5 trillion stimulus, which has left banks awash with cash. ... “In the UK we climb the ladder more often, perhaps every two, three or five years.
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Students - Earn while you learn

Having a part-time, or even a full time job is unavoidable for many students in order to get by at University. 82% have some sort of paid job during term time according to recent surveys. However it can be an aspect of university life that enhances and enriches your experience as long as you manage to find a healthy balance between study and work. Bar work is popular as it can be fitted around your studies easily, requires little responsibility, and often expands your social circle. Think about finding a job that’s related to your degree or to the field you want to work in as this will signal to future employers that you’re committed to that type of work, will give you some vital experience, prove that you can manage your time, and work under pressure.


It’s important to make sure your studies don’t suffer and that you aren’t caused unnecessary stress as a result taking on paid work. A job that requires responsibility on your part may look good on your CV but you must think about the knock on effect on your grades. 76% of London students said taking on a job while at university made it difficult to get a balance between work, life and study. Discuss your university commitments and your exam schedule with your employer. It’s best to clear the air at the start of the job so your employer doesn’t expect more than you can give. His or her response will also give you an idea of whether or not this arrangement will work. Earning while you learn can add to the whole university experience and ease financial hardship, but remember your degree comes first!





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