The material on this website is for information only
and is not intended as any recommendation or endorsement of any products or companies mentioned. We are not licensed by the FSA to give financial advice, and none of the material on this website constitutes or is intended to constitute financial ...
News
These 11 everyday necessities are going to cost you more money from April 1  Mirror Online'National Price Hike Day' on April 1 will leave many of us out of pocket as everyday household bills and services go up.
Apple unveils TV streaming platform and credit card  BBC NewsApple Card: release date and all we know about the new iPhone-centric credit card  TechRadarCard-Carrying Apple Fan? You Will Be  PCMag UKApple event highlights – Netflix-style TV streaming app, plus credit card & games Arcade  The SunApple unveils its AppleTV+ video service, gaming and news platforms, alongside a credit card  Daily MailView full coverage on Google News
JPMorgan record not so clean with money laundering, manipulation  Daily SabahThe impressive history of the U.S.-based investment bank JPMorgan Chase is littered with cases of money laundering, sanctions-busting and market ...
Card-Carrying Apple Fan? You Will Be  PCMag UKApple is at its best when it's making complicated things simple. More than a hardware or a software company, and certainly much more than a *content* company, ...
Everything Announced At Apple's Star-Studded Services Event  Hollywood ReporterFor the first time ever, Apple's biannual product showcase focused on its plans in the media and entertainment space. It included announcements about Apple ...
Have you met...
Latest Members:


office


jeanray


Jessica Hanson


Naomi Kingsley


Quicken_Support


yeezyphos


Vandafil

 

Getting financial advice

It’s time to review your finances and make sure your money is working as hard for you as it possibly can. Somewhere out there are the right financial products for you but unless you have the mind of a forensic detective and understand the complexities of everything from insurance and pensions to hedge funds and derivatives get sound financial advice.

If you don’t already have someone in mind as an adviser one of the best ways to find someone good is to ask family, friends or colleagues for recommendations. You want someone who’s independent so that he or she can give you impartial advice about the whole range of products on offer. If you choose an adviser who isn’t independent they can only advise you on the products they work with. Some advisers specialise; if you want advice on pensions you might want and adviser who is a pensions specialist. Ask about the qualifications of anyone you are thinking of seeing.

The other question you have to ask is about how you pay for the service. You may choose an adviser to whom you pay fees upfront. Fees vary hugely so find out before you book your appointment. Try haggling to get the fees reduced if possible and ask for the first session to be free so that you get the chance to decide whether or not you have a rapport. The other option is an adviser who gets his or her fees through commission which you ultimately pay for because it’s added to the cost of the product you buy. Or you may pay for advice through a combination of the two.

Whoever you choose it’s helpful if you can build a lasting and trusting relationship which will make you both money for years to come. Remember that a financial plan made now needs to be reviewed frequently. What’s right for you in the current climate may not be right once the economy picks up again or if your circumstances change. The degree of risk you’re prepared to take with your savings and investments may be different when you’re single from when you’ve got a partner and children. Getting the right adviser is just the start of the process. 

Advertise with us  |  Privacy  |  Terms & Copyright                                                                                     Website maintained by USP Networks