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News bought my first house at 19 and this is how I did didn't find the mortgage process too stressful, because my credit rating is very high. I had lots of direct debits in my account and I never missed any payments. I can get credit even when people in their 20s and 30s can't get it. I am the only 19 ...and more » £6bn catch in loyalty points: the schemes sitting on your halves Clubcard points for 2.8m credit card holders ... There are 19 million Nectar card users in the UK and members typically have just over £22 of unused points on their account. .... For money-saving tips and tricks, get our weekly round-up here.
Card payments boom across the world led by FinlandLondon South East (registration) (blog)Payments by cards, direct debits and credit transfers are booming as people turn to mobile banking, contactless cards and other innovations rather than cash. The report, a joint venture between Capgemini and Royal Bank of Scotland, said further ...and more »
This is MoneyHow well do you understand mortgages? Take our quiz to see if you can beat UK ...This is MoneyResearchers suggested the lack of understanding could have 'extremely serious' implications, noting that concern over consumers' grasp of such products has been growing ever since the collapse of the US sub-prime mortgage market helped trigger the ...
The GuardianHow your life can be turned on its head by credit agencies who get it wrongThe GuardianLast year, judges at the UK's supreme court were told by Andrew Smith QC that the ability of a bank to “report” an individual to the credit reference agencies was “a powerful weapon which can have dramatic and disastrous effects”. Smith was speaking in ...
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Free Legal Advice for Flat Owners

Flat owners struggling to understand service charges or unhappy with the way their building is managed can get COMPLETELY FREE legal advice from the Leasehold Advisory Service (LEASE).08-04-2009

LEASE is also able to help with questions about lease extension, leaseholders’ rights to appoint their own managing agents or even to collectively buy the freehold of the building themselves.

As well as providing a confidential telephone service, staffed by a team of 15 qualified legal advisers,  LEASE has just unveiled a new website at designed to help you to find the answers to the problems and queries about residential leasehold and commonhold within a few mouse clicks. LEASE’s detailed advice notes are available there to download.

Find LEASE at or call them on 020 7374 5380. Lines are open from 09.30am until 5.00pm weekdays. Remember, the service is completely free.

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