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The material on this website is for information only
and is not intended as any recommendation or endorsement of any products or companies mentioned. We are not licensed by the FSA to give financial advice, and none of the material on this website constitutes or is intended to constitute financial ...
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News
A leading debt management company is reporting a rise in the numbers of its customers who cite loss of sleep as a direct result of debt anxiety as a major catalyst for contacting the company for help.
Annual average household expenditure is estimated to be £35,978. The corresponding figure for a household where the main occupant is 65 – 74 is £23,711 and £15,139 where they are aged 75 and over
A third of workers are more likely to go into work ill because of the economic downturn, a survey reveals. The study of 1,600, found that 30 per cent of workers are now more inclined to go to work sick as a result of the current economic climate. Around half of those choosing to turn up for duty while sick said the most important factor in their decision was job security.
With the recent Macmillan study showing cancer sufferers and their families are 20 times more likely to ask for help about financial issues, than about death and dying, Chartis Direct reports increased interest in its unique cancer insurance products WellWoman and CancerCare, which give cash payouts on diagnosis of cancer. Edition 23 24-07-2011
Hi, I’m Atul Srivastava. Welcome to Eco News! This is where I’ll give you news, reviews and video links to help you save your wallet and the world. If you’d like to be interviewed for a promotional video, email: atul@ecoexpert.tv |
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Business Support & Finance Services
First port of call Business Link at www.businesslink.gov.uk or 0845 600 9 006 13-05-2009
Go to Businesslink.gov.uk - Finance and Grants: Government Guaranteed Lending scheme: input your answers to the questions and you will be assessed for your eligibility for the various finance schemes…..
Understanding Finance for Business provides entrepreneurs and businesses with advice and support to ensure they understand their options for getting the money they need to start, sustain and grow. You will also be introduced to potential sources of finance.
Solutions for Business Portfolio – being grown to streamline and simplify support for businesses: Money – for funding and grants; advice and support; info and guidance; training, coaching, networking.
MONEY
Small Loans – for firms refused bank finance – up to £50,000 plus ongoing mentoring and support
Finance for Business – for firms which can’t get help from banks or investors but have viable business plans. Equity funds, debt funds, loans.
Grant for Business Investment – for businesses looking at investing in deprived areas – grants for assets like buildings or plant and machinery – must create jobs or safeguard existing jobs. Grant amounts begin at a minimum of £10,000 - there is no maximum limit. The final amount will depend on the:
• size and location of the business
• size of the project
• quality of the project - factors such as the skill level of staff and projected improvement.
Enterprise Finance Guarantee (replaced Small Firms Loan Guarantee) – loans and overdrafts from banks and other participating lenders. £1.3 billion of new lending by the Government. Firms can borrow between £1,000 and £1 million. For SMEs with a turnover up to £25 million. Up lenders to decide who to lend to – no guarantee you will get money under the scheme. £290 lent so far. Scheme ends March 2010.
Rural Development Programme for England – Finance and support services for small rural firms.
Low Carbon Demonstration – finance to develop technology based products to test schemes that promote low carbon technologies.
Innovation Advice and Guidance – grant for research and development.
Innovation Vouchers – to buy help from a University or college.
Knowledge Transfer Partnership – grant to take on graduate or higher qualified person on placement to help grow or improve business.
SUPPORT/ADVICE
Improve you Resource Efficiency – initial specialist support to reduce environmental impact and cut costs
Business Premises – property solutions for businesses with growth potential
Business Growth – facilities and environments – shared premises with specialist facilities like equipment and technology – eg incubators, science and technology parks
Business Expertise – The Manufacturing Advisory Service and Designing Demand – mentoring to help firms use design to improve performance
Train to Gain – assessment, advice and training package to improve skills of workforce and therefore business performance.
Coaching for High Growth – structured coaching programme, assisting businesses to build their inherent capabilities and achieve accelerated growth. Iinvolves a coach or mentor helping businesses to assess their performance against core themes as part of the growth process. They then work with them to set relevant action plans.
Networking – help to build networks to learn from other business people eg: Business Collaboration Networks is a Solutions for Business product that helps businesses work together to develop and pursue market opportunities that they may not be willing or able to exploit alone.
UK Trade and Investment – help to develop trade with international Markets – 020 7215 8000
BUSINESS DEBTLINE – run by Money Advice Trust – 0800 197 6026.
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