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Express.co.ukPensions still a great way to save for retirementExpress.co.ukYet Tom McPhail, head of retirement policy at Hargreaves Lansdown, one of the UK's largest independent financial advisers, says Haldane's gold-plated £3million final salary pension means he has no idea how ordinary people need to save. He says ...Britain's Latest Property AddictBloomberg'Property a better bet than pensions', says Bank of England chief economistNew Zealand HeraldPension or property: Which is the better option for your retirement?City A.M.MoneyWeek (blog)all 59 news articles »
Are you missing out on a pension top-up?Unbiased (blog)When the government made it possible for some people to top-up their state pension to receive a higher income in retirement, they expected more than a quarter of a million people to take advantage of the offer. Yet according to ... To put it another ...
QROPS Can Combat A Hidden Pension Wealth TrapiExpats.comExpats with a pension based in the UK should check with their provider to see what happens to their money when they die – and may pick up a nasty surprise and realise their family is not protected. Estate planning is a major issue for expats who do not ...
BloombergApple's Fight to Lure Japanese From Cash Starts at TurnstileBloombergYet e-money settlements remain dwarfed by credit cards and especially cash. E-money transactions climbed 15 percent to 4.6 trillion yen ($45 billion) in 2015, Bank of Japan data show. That's about a tenth of the 49.8 trillion yen in credit-card ...and more »
Daily EchoAnger as outgoing chief executive of controversial health trust retains £245000 pay packetDaily EchoIt emerged that she will continue to receive her annual salary of up to £190,00 - rising to £245,000 with pension related benefits while the Trust begins their search for a new Chief Executive - on a similar pay scale. Dr Sara ... "This is public money ...and more »
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Factsheets
We hope you find each of the articles here useful and pass them onto any friends or family you have that could benefit from them. We have even included a few questions posed by Members in previous Webchats in case you find them useful.
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Hello, I'm Liz Barclay  -

welcome to my website - www.moneyagonyaunt.com. Because of the grave economic climate at the moment I have gathered together experts from across the country to try and help you and your loved ones with your money worries....
Ask our experts questions directly, search for information from our fact sheets or talk to other members on our forums who might have similar issues or problems - and when you succeed - which you will, then come back and share your own success story. ...
Click here for the full story...

Hello, I'm Liz Barclay

 - welcome to my new website - www.moneyagonyaunt.com.  Because of the grave economic climate at the moment I have gathered together experts from across the country to try and help you and your loved ones with your money ...
Ask our experts questions directly, search for information from our fact sheets or talk to other members on our forums who might have similar issues or problems - and when you succeed - which you will, then come back and share your own success ...
Click here for the full story...

Property letting and taxation 

H,i I have a question regarding property letting and taxation. I have recently purchased a flat with a buy to let mortgatage that I have let through an agent. The rental income is £650 a month and the mortgage is £370.0 amonth. Am I ...
Hi You will need to declare all the income that you receive and then itemise all the expenses associated. One will then potentially cover the other, but You cannot just informally write one off against the other. It all needs to be listed and ...
Click here for the full story...

Cancelled Holiday

Dear Liz, I wonder if you could help solve this problem. Back in March, due to ill health I had to cancel my flight with Virgin Atlantic to Delhi. I did this by phone on March 14 th and was told I would recieve confirmation. I have received a refund ...
Dear John,  this is exactly what you say it is - a case or poor customer service. You will probably get the necessary document eventually but you have to keep pestering them. Resilience - and polite persistence - is the key.  I wonder ...
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Looking after Mum's money.

  Dear Liz, My mother is elderly lady, has dementia and lives in a care home. Until recently she managed her own affairs and her care home fees were paid by direct debit from her current account which was topped up from her savings account as ...
Dear AW, I know from the correspondence we’ve had since you first got in touch that your mother’s care home fees are still being paid although other transactions have stopped. This has proved to be a complicated case. While your mother ...
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property letting and taxation

Hi Liz,I have a question regarding property letting and taxation.I have recently purchased a flat with a buy to let mortgatage that I have let through an agent. The rental income is £650 a month and the mortgage is £370.0 amonth. Am I ...
Dear KS, Sadly the situation may not be that simple. Rent is treated as income and taxed in line with your basic or higher rate tax bands. You can offset the mortgage interest payments, letting agency costs and maintenance expenses again the taxable ...
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Setting the selling price for a property.

Can you inform what my wife's rights are in regards to selling her late parent's Bungalow? She has a 25% share, with the remaining 75% belonging to her sister.The unequal split was the result of her mother's will,which gave her share to her sister, ...
Setting the sale price for any property is ultimately up to the people who have the right to sell the property - the owners of the property or the executor(s) of an estate. Most people set the sale price after consultation with an estate agent, or ...
Click here for the full story...
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