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Debt consolidation a way to tackle Christmas credit card hangovers, says Derry Credit Union President  Derry JournalDerry Credit Union (DCU) President Alfie Bradley has urged people to tackle expensive credit card debt with a debt consolidation loan.
JPMorgan misses Q4 profit estimates as bond trading slumps  Gulf TimesJPMorgan Chase & Co, the largest US bank by assets, yesterday reported a slump in bond trading revenue that it blamed on market volatility and a.
JPMorgan misses Q4 profit estimates as bond trading slumps READ MORE  Gulf TimesJPMorgan Chase & Co, the largest US bank by assets, yesterday reported a slump in bond trading revenue that it blamed on market volatility and a.
George Osborne’s PIP reform to disability benefits actually cost the Government an extra £1.5bn a year  iNewsEx-chancellor George Osborne's controversial decision to introduce Personal Independence Payment (PIP) was initially a cost-saving measure for the ...
Gambler mum who ran up £70000 in debt is inspiration behind ITV's latest show starring Sheridan Smith  St Helens StarA MUM-of-one who racked up £70000 in online gaming debts says she is “thrilled” that her story has inspired ITV's latest series Cleaning Up…
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We hope you find each of the articles here useful and pass them onto any friends or family you have that could benefit from them. We have even included a few questions posed by Members in previous Webchats in case you find them useful.
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How to claim Jobseeker’s Allowance
Is work making you sick?
Jobseeker’s Allowance Factsheet
Long Term Care - a bit of advance planning goes a long way!
Minimum Wage
Mobile phone insurance – have you considered it?
Mortgage Payment Protection Service
Negative Equity
Problems finding Insurance?

Looking after Mum's money.

  Dear Liz, My mother is elderly lady, has dementia and lives in a care home. Until recently she managed her own affairs and her care home fees were paid by direct debit from her current account which was topped up from her savings account as ...
Dear AW, I know from the correspondence we’ve had since you first got in touch that your mother’s care home fees are still being paid although other transactions have stopped. This has proved to be a complicated case. While your mother ...
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property letting and taxation

Hi Liz,I have a question regarding property letting and taxation.I have recently purchased a flat with a buy to let mortgatage that I have let through an agent. The rental income is £650 a month and the mortgage is £370.0 amonth. Am I ...
Dear KS, Sadly the situation may not be that simple. Rent is treated as income and taxed in line with your basic or higher rate tax bands. You can offset the mortgage interest payments, letting agency costs and maintenance expenses again the taxable ...
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Setting the selling price for a property.

Can you inform what my wife's rights are in regards to selling her late parent's Bungalow? She has a 25% share, with the remaining 75% belonging to her sister.The unequal split was the result of her mother's will,which gave her share to her sister, ...
Setting the sale price for any property is ultimately up to the people who have the right to sell the property - the owners of the property or the executor(s) of an estate. Most people set the sale price after consultation with an estate agent, or ...
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