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This is MoneyBoom in store cards, payday loans and car finance sparks fears as economy slowsThis is MoneyNewDay, owned by private equity firms Cinven and CVC Capital Partners, specialises in credit cards for 'near prime' consumers. Aqua and Marbles cards are marketed to consumers who have problems getting credit, with interest rates starting at 34.9 per ...
This is MoneyTONY HETHERINGTON: A refund at last - but not from the PPI reclaim firmThis is MoneyThe fee was taken from my Post Office Money credit card. Over many months, I asked for a refund of my £495. Eventually, last September, I was told I would be repaid within 28 days. Calls after that went to an answering machine that said staff training ...and more »
This is MoneyTSB boss lashes out at the resurgence of reckless lending and warns to watch out for the return of negative equityThis is MoneyTellingly, Pester replies: 'We are helping real people in the real economy across the UK. You can buy a great ... Just days before our interview, Virgin Money was forced to defend its rapid credit card lending growth – much of it on zero-rate transfer ...
The SunUK to get drive-through banks to allow withdrawals, overdraft ...The SunDRIVE-through banks could hit the UK next year in plans to ditch branches for virtual ones with video tellers. Customers would be able to open accounts, request ...and more »
The SunUK to get drive-through banks to allow withdrawals, overdraft requests and mortgage applications from behind the wheelThe SunDRIVE-through banks could hit the UK next year in plans to ditch branches for virtual ones with video tellers. Customers would be able to open accounts, request overdrafts and apply for mortgages from behind the wheel. Brits could find themselves ...and more »
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Factsheets
We hope you find each of the articles here useful and pass them onto any friends or family you have that could benefit from them. We have even included a few questions posed by Members in previous Webchats in case you find them useful.
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Hello, I'm Liz Barclay  -

welcome to my website - www.moneyagonyaunt.com. Because of the grave economic climate at the moment I have gathered together experts from across the country to try and help you and your loved ones with your money worries....
Ask our experts questions directly, search for information from our fact sheets or talk to other members on our forums who might have similar issues or problems - and when you succeed - which you will, then come back and share your own success story. ...
Click here for the full story...

Hello, I'm Liz Barclay

 - welcome to my new website - www.moneyagonyaunt.com.  Because of the grave economic climate at the moment I have gathered together experts from across the country to try and help you and your loved ones with your money ...
Ask our experts questions directly, search for information from our fact sheets or talk to other members on our forums who might have similar issues or problems - and when you succeed - which you will, then come back and share your own success ...
Click here for the full story...

Property letting and taxation 

H,i I have a question regarding property letting and taxation. I have recently purchased a flat with a buy to let mortgatage that I have let through an agent. The rental income is £650 a month and the mortgage is £370.0 amonth. Am I ...
Hi You will need to declare all the income that you receive and then itemise all the expenses associated. One will then potentially cover the other, but You cannot just informally write one off against the other. It all needs to be listed and ...
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Cancelled Holiday

Dear Liz, I wonder if you could help solve this problem. Back in March, due to ill health I had to cancel my flight with Virgin Atlantic to Delhi. I did this by phone on March 14 th and was told I would recieve confirmation. I have received a refund ...
Dear John,  this is exactly what you say it is - a case or poor customer service. You will probably get the necessary document eventually but you have to keep pestering them. Resilience - and polite persistence - is the key.  I wonder ...
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Looking after Mum's money.

  Dear Liz, My mother is elderly lady, has dementia and lives in a care home. Until recently she managed her own affairs and her care home fees were paid by direct debit from her current account which was topped up from her savings account as ...
Dear AW, I know from the correspondence we’ve had since you first got in touch that your mother’s care home fees are still being paid although other transactions have stopped. This has proved to be a complicated case. While your mother ...
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property letting and taxation

Hi Liz,I have a question regarding property letting and taxation.I have recently purchased a flat with a buy to let mortgatage that I have let through an agent. The rental income is £650 a month and the mortgage is £370.0 amonth. Am I ...
Dear KS, Sadly the situation may not be that simple. Rent is treated as income and taxed in line with your basic or higher rate tax bands. You can offset the mortgage interest payments, letting agency costs and maintenance expenses again the taxable ...
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Setting the selling price for a property.

Can you inform what my wife's rights are in regards to selling her late parent's Bungalow? She has a 25% share, with the remaining 75% belonging to her sister.The unequal split was the result of her mother's will,which gave her share to her sister, ...
Setting the sale price for any property is ultimately up to the people who have the right to sell the property - the owners of the property or the executor(s) of an estate. Most people set the sale price after consultation with an estate agent, or ...
Click here for the full story...
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