The material on this website is for information only
and is not intended as any recommendation or endorsement of any products or companies mentioned. We are not licensed by the FSA to give financial advice, and none of the material on this website constitutes or is intended to constitute financial ...
UK launches £16bn Bradford & Bingley loans saleFinancial TimesThe sale follows various others as the UK government has tried to claw back bailout money it spent on troubled financial institutions. In 2014 the government sold £2.7bn of loans, comprising £1.7bn of Northern Rock mortgages and £1bn of Bradford ...Government to ditch £15.7bn worth of Bradford and Bingley mortgage assetsCity A.M.Treasury starts selling off Bradford & Bingley assetsFT AdviserChancellor restarts sale of £16bn Bradford & Bingley 6 news articles »
ING takes first step towards open banking in UKThe National Law ReviewThe Dutch multinational banking and financial services corporation, ING, is returning to the UK by launching a mobile app to help customers manage their money across multiple accounts. Last week ING unveiled Yolt, an app that aggregates data from ...
Stories of people not saving enough for retirement abound, but we speak to one young employee who is funding her ...This is MoneyShe started saving a decent yet not excessive chunk of her monthly salary into her work pension, and in doing so earned the extra benefit of her employer's contributions and the tax relief she gets on the money she put in. For a 20 per cent ... A ...
Gambling addict's £800 machine rage at Carrick bookiesBelfast TelegraphBelfast Magistrates' Court heard his now ex-partner gave him the money to make a mortgage repayment and pay credit card bills, as she was working. He entered the bookies en route to the bank with the intention of spending £20-£30. But he was said to ...'How I survived the financial wreckage of divorce'“I've always been good with money, but not having any was hard and limited my choices,” she said. “I looked all the time at properties but eventually I realised I couldn't afford anything.” During the initial period after the divorce her finances ...
Have you met...
Latest Members:


walis monaim

Tisa smith






Gain the competitive edge- ride out the downturn by retraining

Graduates this year have a few more financial worries than previous years. They are the first to graduate with record levels of student debt having had three years of additional top up fees and now they face a working world in the grip of recession. The answer for some graduates is to retrain. Postgraduate study provides an opportunity to gain qualifications that set you aside from the competition. You improve your chances of getting a well paid job.
According to The Independent on Sunday, the number of postgraduate applications to UCL is a fifth higher than last year, a pattern that has been evident in previous economic downturns: "In the past more students have tended to do postgraduate studies, in particular Masters degrees, during a recession" says Malcolm McCrae, who chairs the UK Council for Graduate Education. "If it goes to form, we would expect a similar trend this year." (Independent)
However think your next move through carefully. Is a postgraduate qualification necessary for your chosen field or would it be better to find temporary part time employment? As Anne-Marie Martin of the University of London career service points out: "It's understandable that people are choosing to apply for postgraduate study, but it's a strategy not without risk. If this recession follows the same pattern as others, recruitment will be much worse next year than this, so you may come out with a Masters and more debt, into a labour market that is even worse."

Postgraduate qualifications may be expensive and won’t guarantee employment, but the job market is unstable regardless. The chances are that a postgraduate degree will improve your employability. As the Higher Education Statistics Agency survey reveals, leavers with postgraduate qualifications were most likely to be in full-time paid work (including self-employment) (78.8%) followed by those with a first degree (75.7%) and leavers with other undergraduate qualifications (71.1%)

If you have the inclination, funds and opportunity to do a postgraduate course make sure you chose one that is a step towards your dream job. The likelihood is that your studies will give you the time and tools to improve your skills and prospects.

Advertise with us  |  Privacy  |  Terms & Copyright                                                                                     Website maintained by USP Networks