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This is MoneyShould the triple lock be saved? Work and Pensions Secretary says 'ratchet effect' means it can't last - is he right?This is MoneyThe state pension triple lock cannot last and could still be axed in 2020, according to Work and Pensions Secretary David Gauke. The controversial Tory manifesto plan to axe the valuable guarantee, which sees the state pension go up at least 2.5 per ...and more »
Telegraph.co.ukFirst-time buyers: four ways to capitalise on falling house pricesTelegraph.co.ukLast week, figures from Rightmove, the online estate agent, revealed the average asking price for British properties has fallen for the first time since 2009, down 0.4pc in June. This meant annual growth rate slowed to 1.8pc. While this may be good ...
International AdviserUp to £50bn pulled from DB schemes in pension transfersInternational AdviserThe amount of money being withdrawn through transfers from defined benefit (DB) pension schemes in the UK has reached a record £50bn since the pension freedoms came into force, according to new figures released by professional service group Mercer.and more »
Pension Funds Online (blog)On pension planning and the capacity to bear lossesPension Funds Online (blog)The nature of pension planning has clearly changed as active working people today are building up smaller pensions. As a result people, are now more often confronted with the outlook of having insufficient income for all their intended future expenses.
Mirror.co.ukThe 8 reasons banks say no - and how to make sure you get accepted next timeMirror.co.ukResearch shows there is a lot of ignorance around why get rejected when applying for credit cards, loans and mortgages. A survey by credit score firm Experian suggest a quarter of UK adults wrongly believe it is the credit reference agencies that make ...and more »
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Students - Earn while you learn

Having a part-time, or even a full time job is unavoidable for many students in order to get by at University. 82% have some sort of paid job during term time according to recent surveys. However it can be an aspect of university life that enhances and enriches your experience as long as you manage to find a healthy balance between study and work. Bar work is popular as it can be fitted around your studies easily, requires little responsibility, and often expands your social circle. Think about finding a job that’s related to your degree or to the field you want to work in as this will signal to future employers that you’re committed to that type of work, will give you some vital experience, prove that you can manage your time, and work under pressure.


It’s important to make sure your studies don’t suffer and that you aren’t caused unnecessary stress as a result taking on paid work. A job that requires responsibility on your part may look good on your CV but you must think about the knock on effect on your grades. 76% of London students said taking on a job while at university made it difficult to get a balance between work, life and study. Discuss your university commitments and your exam schedule with your employer. It’s best to clear the air at the start of the job so your employer doesn’t expect more than you can give. His or her response will also give you an idea of whether or not this arrangement will work. Earning while you learn can add to the whole university experience and ease financial hardship, but remember your degree comes first!





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