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Building societies: 'We're not driven by shareholders' interests'The Independent“Of course lending is at the core of their existence but most of the building society sector hasn't needed to raise supplementary capital to return to the mortgage market,” Mr Fieth says. “They felt strong enough coming out of the crisis to be able to ... risk: how can expats safeguard their hard-earned money? can even set up direct debits to make regular transfers which is useful if you have money going into an account each month, such as a pension, that you then want to move abroad. Best of all is that the fees you typically pay these currency brokers ...and more » full control of your point is that, if you are worried about your retirement finances, you are not alone. When it comes to planning, Mark Butterworth, head of technical services at SFS, states that the size of your pension will be a huge factor: “Most of us have been ...and more »
Wealth manager Brooks Macdonald firing on all cylindersProactive Investors UKAdvisers who once managed client funds are now looking at specialists to do that for them. “Suitability is the word ... The trend towards self-invested personal pensions (SIPP) that carry significant tax breaks should play to BM's strengths. As well as ...and more »
This is MoneyElderly sacrificing their own standard of living in retirement by gifting ...This is MoneyGrandparents and parents with adult children risk compromising their standard of living gifting 'overgenerous' amounts to younger family members, new research suggests. Cutting back on food shopping, travel and hobbies, 32 per cent of parents and ...and more »
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Students - Earn while you learn

Having a part-time, or even a full time job is unavoidable for many students in order to get by at University. 82% have some sort of paid job during term time according to recent surveys. However it can be an aspect of university life that enhances and enriches your experience as long as you manage to find a healthy balance between study and work. Bar work is popular as it can be fitted around your studies easily, requires little responsibility, and often expands your social circle. Think about finding a job that’s related to your degree or to the field you want to work in as this will signal to future employers that you’re committed to that type of work, will give you some vital experience, prove that you can manage your time, and work under pressure.

It’s important to make sure your studies don’t suffer and that you aren’t caused unnecessary stress as a result taking on paid work. A job that requires responsibility on your part may look good on your CV but you must think about the knock on effect on your grades. 76% of London students said taking on a job while at university made it difficult to get a balance between work, life and study. Discuss your university commitments and your exam schedule with your employer. It’s best to clear the air at the start of the job so your employer doesn’t expect more than you can give. His or her response will also give you an idea of whether or not this arrangement will work. Earning while you learn can add to the whole university experience and ease financial hardship, but remember your degree comes first!

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