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News
Watch out for the festive fraudsters during the Christmas rush, warns Powys trading standards  Powys County TimesCONSUMERS in Powys are being warned by the county council about possible scams during the lead-up to the Christmas holidays.
Personal finance paralysis leaves UK adults short of over £1,600 a year  This is MoneyMore than a third (38 per cent) of people are experiencing personal finance paralysis, which is the fear of making a bad personal finance decision, meaning that ...
First-time buyers who were WRONGLY refused a mortgage now own £158,000 three-bed house  The SunKatie Brooksbank, 29, and Tom Haslam, 31, were wrongly refused a mortgage after a broker filled in an application form incorrectly - and it took them six months ...
Forever prisoners: were a father and son wrongly ensnared by America's war on terror?  The GuardianThe long read: Saifullah Paracha, the oldest prisoner in Guantánamo Bay, will probably die in detention without ever being charged. His son is currently in a US ...
Prof: Any Tech Advancement that Tackles Money Laundering Is to Be Welcomed  Sputnik InternationalA new technology will allow banks to track suspicious payments as they move around the world in a crackdown on bank transfer fraud. Sputnik spoke about it to ...
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Factsheets
We hope you find each of the articles here useful and pass them onto any friends or family you have that could benefit from them. We have even included a few questions posed by Members in previous Webchats in case you find them useful.
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How to claim Jobseeker’s Allowance
Insolvency
Is work making you sick?
Jobseeker’s Allowance Factsheet
Long Term Care - a bit of advance planning goes a long way!
Minimum Wage
Mobile phone insurance – have you considered it?
Mortgage Payment Protection Service
Negative Equity
Problems finding Insurance?

Looking after Mum's money.

  Dear Liz, My mother is elderly lady, has dementia and lives in a care home. Until recently she managed her own affairs and her care home fees were paid by direct debit from her current account which was topped up from her savings account as ...
Dear AW, I know from the correspondence we’ve had since you first got in touch that your mother’s care home fees are still being paid although other transactions have stopped. This has proved to be a complicated case. While your mother ...
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property letting and taxation

Hi Liz,I have a question regarding property letting and taxation.I have recently purchased a flat with a buy to let mortgatage that I have let through an agent. The rental income is £650 a month and the mortgage is £370.0 amonth. Am I ...
Dear KS, Sadly the situation may not be that simple. Rent is treated as income and taxed in line with your basic or higher rate tax bands. You can offset the mortgage interest payments, letting agency costs and maintenance expenses again the taxable ...
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Setting the selling price for a property.

Can you inform what my wife's rights are in regards to selling her late parent's Bungalow? She has a 25% share, with the remaining 75% belonging to her sister.The unequal split was the result of her mother's will,which gave her share to her sister, ...
Setting the sale price for any property is ultimately up to the people who have the right to sell the property - the owners of the property or the executor(s) of an estate. Most people set the sale price after consultation with an estate agent, or ...
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