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The love tax… is a little old thing, which we can pay togetherMoneywise Magazine... online to do this. You can do so at www.gov.uk/marriage-allowance ... Setting up your spouse as a shareholder or director in a company you've set up would allow you to distribute income depending on personal allowances. ... Not in the general ...
odditycentral (blog)“Most Frugal Woman in the UK” Lives on Just $3500 a Yearodditycentral (blog)Meet Ilona Richards, a retired truck driver who is well known as 'Britain's most frugal woman'. Some of her tips for simple living include scouring supermarkets for discounted ... As a child, she longed to earn money and be independent, but her frugal ...
Telegraph.co.ukMapped: Where will be worst hit by interest rate rises?Telegraph.co.ukWhen the two are combined, this creates a danger zone where higher mortgages created by rate rises are not backed up by growth in house prices. The least indebted areas include high value London boroughs that have seen very high price growth, as well ...and more »
Daily MailFirst-time buyers in England will spend £64K on rent before stepping onto the property ladderDaily MailDavid Cox, managing director of ARLA, explained: 'Tenants are already spending a significant proportion of their income on rent and therefore struggling to save any money. 'As house price affordability worsens and interest rates start rising more ...and more »
The National (blog)The history of credit cards – from their creation in the US to their popularity in the UAEThe National (blog)Used wisely, credit cards can be a helpful addition to a person's money management. After all, they offer access to instant cash for emergency situations and often come with a whole host of benefits from cashback to airmiles and shopping and travel ...and more »
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Factsheets
We hope you find each of the articles here useful and pass them onto any friends or family you have that could benefit from them. We have even included a few questions posed by Members in previous Webchats in case you find them useful.
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Hello, I'm Liz Barclay  -

welcome to my website - www.moneyagonyaunt.com. Because of the grave economic climate at the moment I have gathered together experts from across the country to try and help you and your loved ones with your money worries....
Ask our experts questions directly, search for information from our fact sheets or talk to other members on our forums who might have similar issues or problems - and when you succeed - which you will, then come back and share your own success story. ...
Click here for the full story...

Hello, I'm Liz Barclay

 - welcome to my new website - www.moneyagonyaunt.com.  Because of the grave economic climate at the moment I have gathered together experts from across the country to try and help you and your loved ones with your money ...
Ask our experts questions directly, search for information from our fact sheets or talk to other members on our forums who might have similar issues or problems - and when you succeed - which you will, then come back and share your own success ...
Click here for the full story...

Property letting and taxation 

H,i I have a question regarding property letting and taxation. I have recently purchased a flat with a buy to let mortgatage that I have let through an agent. The rental income is £650 a month and the mortgage is £370.0 amonth. Am I ...
Hi You will need to declare all the income that you receive and then itemise all the expenses associated. One will then potentially cover the other, but You cannot just informally write one off against the other. It all needs to be listed and ...
Click here for the full story...

Cancelled Holiday

Dear Liz, I wonder if you could help solve this problem. Back in March, due to ill health I had to cancel my flight with Virgin Atlantic to Delhi. I did this by phone on March 14 th and was told I would recieve confirmation. I have received a refund ...
Dear John,  this is exactly what you say it is - a case or poor customer service. You will probably get the necessary document eventually but you have to keep pestering them. Resilience - and polite persistence - is the key.  I wonder ...
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Looking after Mum's money.

  Dear Liz, My mother is elderly lady, has dementia and lives in a care home. Until recently she managed her own affairs and her care home fees were paid by direct debit from her current account which was topped up from her savings account as ...
Dear AW, I know from the correspondence we’ve had since you first got in touch that your mother’s care home fees are still being paid although other transactions have stopped. This has proved to be a complicated case. While your mother ...
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property letting and taxation

Hi Liz,I have a question regarding property letting and taxation.I have recently purchased a flat with a buy to let mortgatage that I have let through an agent. The rental income is £650 a month and the mortgage is £370.0 amonth. Am I ...
Dear KS, Sadly the situation may not be that simple. Rent is treated as income and taxed in line with your basic or higher rate tax bands. You can offset the mortgage interest payments, letting agency costs and maintenance expenses again the taxable ...
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Setting the selling price for a property.

Can you inform what my wife's rights are in regards to selling her late parent's Bungalow? She has a 25% share, with the remaining 75% belonging to her sister.The unequal split was the result of her mother's will,which gave her share to her sister, ...
Setting the sale price for any property is ultimately up to the people who have the right to sell the property - the owners of the property or the executor(s) of an estate. Most people set the sale price after consultation with an estate agent, or ...
Click here for the full story...
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