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FT AdviserOver one million UK homeowners on wrong mortgage dealSunderland EchoL&C Mortgages added that by switching to a better deal, UK homeowners could save £216 each month or over £2,500 annually. Although 58% of homeowners have never re-mortgaged to save money. “Not only have we found over a third of homeowners are ...4 million families wasting £266 EVERY month thanks to a single mistakeMirror.co.ukMillions miss out on mortgage savings by staying on SVRsFT AdviserUK home owners are 'losing' millions by not checking their mortgage dealProperty WireWhat Mortgage -Financial Reporterall 10 news articles »
Wakefield ExpressOver one million UK homeowners on wrong mortgage dealWakefield Express... to cut their monthly payments,' he explained.” L&C Mortgages added that by switching to a better deal, UK homeowners could save £216 each month or over £2,500 annually. Although 58 per cent of homeowners have never re-mortgaged to save money.and more »
Spectator.co.uk (blog)Last-minute tips to cut your tax billSpectator.co.uk (blog)'There can be other benefits of making pension contributions including pushing your overall net income below a level which protects your personal income tax allowance, which reduces for incomes over £100,000, or entitlement to child benefit, which ...
The SunNationwide launches mortgage aimed at parents helping their children to buy a homeThe SunBritain's biggest building society said the mortgage is aimed at home-owners looking to support other relatives. ... Parents who sign up to the deal are allowed to borrow extra money from their own mortgage to give to a child or grandchild to buy a house.Home loan to help you AND your children: Mortgage will allow parents to raise money while cutting their own billsDaily Mailall 2 news articles »
The SunAverage house prices revealed, as quarter of young Brits rely on inheritance to get on the property ladderThe SunComments. A QUARTER of young adults in Britain admit that they are relying on an inheritance to get on the property ladder, as house prices in the UK continue to soar. While 25 per cent of British ... The government lends you up to 20 per cent of the ...25% of young non-homeowners relying on inheritance to buy first propertyBelfast Telegraphall 4 news articles »
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Factsheets
We hope you find each of the articles here useful and pass them onto any friends or family you have that could benefit from them. We have even included a few questions posed by Members in previous Webchats in case you find them useful.
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Hello, I'm Liz Barclay  -

welcome to my website - www.moneyagonyaunt.com. Because of the grave economic climate at the moment I have gathered together experts from across the country to try and help you and your loved ones with your money worries....
Ask our experts questions directly, search for information from our fact sheets or talk to other members on our forums who might have similar issues or problems - and when you succeed - which you will, then come back and share your own success story. ...
Click here for the full story...

Hello, I'm Liz Barclay

 - welcome to my new website - www.moneyagonyaunt.com.  Because of the grave economic climate at the moment I have gathered together experts from across the country to try and help you and your loved ones with your money ...
Ask our experts questions directly, search for information from our fact sheets or talk to other members on our forums who might have similar issues or problems - and when you succeed - which you will, then come back and share your own success ...
Click here for the full story...

Property letting and taxation 

H,i I have a question regarding property letting and taxation. I have recently purchased a flat with a buy to let mortgatage that I have let through an agent. The rental income is £650 a month and the mortgage is £370.0 amonth. Am I ...
Hi You will need to declare all the income that you receive and then itemise all the expenses associated. One will then potentially cover the other, but You cannot just informally write one off against the other. It all needs to be listed and ...
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Cancelled Holiday

Dear Liz, I wonder if you could help solve this problem. Back in March, due to ill health I had to cancel my flight with Virgin Atlantic to Delhi. I did this by phone on March 14 th and was told I would recieve confirmation. I have received a refund ...
Dear John,  this is exactly what you say it is - a case or poor customer service. You will probably get the necessary document eventually but you have to keep pestering them. Resilience - and polite persistence - is the key.  I wonder ...
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Looking after Mum's money.

  Dear Liz, My mother is elderly lady, has dementia and lives in a care home. Until recently she managed her own affairs and her care home fees were paid by direct debit from her current account which was topped up from her savings account as ...
Dear AW, I know from the correspondence we’ve had since you first got in touch that your mother’s care home fees are still being paid although other transactions have stopped. This has proved to be a complicated case. While your mother ...
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property letting and taxation

Hi Liz,I have a question regarding property letting and taxation.I have recently purchased a flat with a buy to let mortgatage that I have let through an agent. The rental income is £650 a month and the mortgage is £370.0 amonth. Am I ...
Dear KS, Sadly the situation may not be that simple. Rent is treated as income and taxed in line with your basic or higher rate tax bands. You can offset the mortgage interest payments, letting agency costs and maintenance expenses again the taxable ...
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Setting the selling price for a property.

Can you inform what my wife's rights are in regards to selling her late parent's Bungalow? She has a 25% share, with the remaining 75% belonging to her sister.The unequal split was the result of her mother's will,which gave her share to her sister, ...
Setting the sale price for any property is ultimately up to the people who have the right to sell the property - the owners of the property or the executor(s) of an estate. Most people set the sale price after consultation with an estate agent, or ...
Click here for the full story...
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