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News rates will rise, but it won't be the catastrophe some with the fall in the pound and the fall in the value of British government bonds, or gilts, has come the to-be-expected rise in the underlying interest rates that drive the cost of mortgage borrowing. Called “swap rates”, these register the price ...and more » (blog)Pensions, borrowing, gambling and credit (blog)Pensions, borrowing, gambling and credit cards ... UK government borrowing hit £10.6 billion in September, £1.3 billion higher than September 2015. ... [Alt-Text]. Bookmakers will be brought before the competition watchdog to explain why the industry ...and more »
BBC NewsMillions of Indian debit cards 'compromised' in security breachBBC NewsThey are also blocking and replacing debit cards. The breach is thought to have been caused by malware on an ATM network. Some customers are complaining that large sums of money have been taken from their accounts. Indian banks have issued nearly ...and more »
ForbesMortgage Startup Teams With Zoopla To Offer Better Property Deal SearchesForbesThis service continually compares a list of user mortgages – Trussles says it currently has details of around £300,000,000 in mortgages from registered users – to changing offerings. If a deal comes up that can save a user money, it send them an email ...
This is MoneyBuy-to-let tax change will remove full mortgage interest reliefThis is MoneyThe government's decision to limit tax relief on buy-to-let will force 440,000 of Britain's landlords into a higher income tax bracket, research claims. Landlords may have to hike rents or sell to shore up their finances, as while currently they can ...and more »
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Students - Earn while you learn

Having a part-time, or even a full time job is unavoidable for many students in order to get by at University. 82% have some sort of paid job during term time according to recent surveys. However it can be an aspect of university life that enhances and enriches your experience as long as you manage to find a healthy balance between study and work. Bar work is popular as it can be fitted around your studies easily, requires little responsibility, and often expands your social circle. Think about finding a job that’s related to your degree or to the field you want to work in as this will signal to future employers that you’re committed to that type of work, will give you some vital experience, prove that you can manage your time, and work under pressure.

It’s important to make sure your studies don’t suffer and that you aren’t caused unnecessary stress as a result taking on paid work. A job that requires responsibility on your part may look good on your CV but you must think about the knock on effect on your grades. 76% of London students said taking on a job while at university made it difficult to get a balance between work, life and study. Discuss your university commitments and your exam schedule with your employer. It’s best to clear the air at the start of the job so your employer doesn’t expect more than you can give. His or her response will also give you an idea of whether or not this arrangement will work. Earning while you learn can add to the whole university experience and ease financial hardship, but remember your degree comes first!

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