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Metro Newspaper UKAre you mortgage ready?Metro Newspaper UKYou'll need to save enough money to cover the deposit and other costs, find the right property, have your offer accepted and get a mortgage — and that's before you've even exchanged contracts. A lot of boxes will ... Find out more at ownyourhome.gov.uk.
The IndependentQuarter of young people in constant debt as prices increase and wages stagnate, finds studyThe IndependentIn order to make ends meet each month, one in five (20 per cent) young people are going into their overdraft, while 18 per cent borrow or are given money by their family and 14 per cent put purchases on a credit card, the findings show. In an ...and more »
The SunLondoners face FIVE year delay to buying a house due to sucky savings ratesThe Sun"With a big drop in home ownership among millennials and almost five million households in the UK calling their rented property home, now is the time for action. “Young people work hard to put money aside for a deposit, but by saving into cash Isas ...
This is MoneyDAN HYDE: Clip Ryanair's wings until penny-pinching O'Leary plays fair on compensationThis is MoneyAnother self-righteous email in 2015 stated matter-of-factly: 'Despite sustained campaigns by government, consumer bodies and other organisations, it appears some consumers continue to be reckless with their personal information, perhaps not realising ...and more »
This is MoneyHow young homebuyers are walking into a debt TIMEBOMB: Interest rate rise would send mortgage bills spirallingThis is MoneyFigures buried in an official report show banks are lending more money to borrowers who can barely afford to get on the property ladder than at any time since the financial crisis. These are classed as homebuyers who put down just 5 per cent or 10 ...and more »
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Factsheets
We hope you find each of the articles here useful and pass them onto any friends or family you have that could benefit from them. We have even included a few questions posed by Members in previous Webchats in case you find them useful.
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Dealing With Your Debts:
Facing Repossession?
Flexible Working
Getting Help with Your Debts:

Hello, I'm Liz Barclay  -

welcome to my website - www.moneyagonyaunt.com. Because of the grave economic climate at the moment I have gathered together experts from across the country to try and help you and your loved ones with your money worries....
Ask our experts questions directly, search for information from our fact sheets or talk to other members on our forums who might have similar issues or problems - and when you succeed - which you will, then come back and share your own success story. ...
Click here for the full story...

Hello, I'm Liz Barclay

 - welcome to my new website - www.moneyagonyaunt.com.  Because of the grave economic climate at the moment I have gathered together experts from across the country to try and help you and your loved ones with your money ...
Ask our experts questions directly, search for information from our fact sheets or talk to other members on our forums who might have similar issues or problems - and when you succeed - which you will, then come back and share your own success ...
Click here for the full story...

Property letting and taxation 

H,i I have a question regarding property letting and taxation. I have recently purchased a flat with a buy to let mortgatage that I have let through an agent. The rental income is £650 a month and the mortgage is £370.0 amonth. Am I ...
Hi You will need to declare all the income that you receive and then itemise all the expenses associated. One will then potentially cover the other, but You cannot just informally write one off against the other. It all needs to be listed and ...
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Cancelled Holiday

Dear Liz, I wonder if you could help solve this problem. Back in March, due to ill health I had to cancel my flight with Virgin Atlantic to Delhi. I did this by phone on March 14 th and was told I would recieve confirmation. I have received a refund ...
Dear John,  this is exactly what you say it is - a case or poor customer service. You will probably get the necessary document eventually but you have to keep pestering them. Resilience - and polite persistence - is the key.  I wonder ...
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Looking after Mum's money.

  Dear Liz, My mother is elderly lady, has dementia and lives in a care home. Until recently she managed her own affairs and her care home fees were paid by direct debit from her current account which was topped up from her savings account as ...
Dear AW, I know from the correspondence we’ve had since you first got in touch that your mother’s care home fees are still being paid although other transactions have stopped. This has proved to be a complicated case. While your mother ...
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property letting and taxation

Hi Liz,I have a question regarding property letting and taxation.I have recently purchased a flat with a buy to let mortgatage that I have let through an agent. The rental income is £650 a month and the mortgage is £370.0 amonth. Am I ...
Dear KS, Sadly the situation may not be that simple. Rent is treated as income and taxed in line with your basic or higher rate tax bands. You can offset the mortgage interest payments, letting agency costs and maintenance expenses again the taxable ...
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Setting the selling price for a property.

Can you inform what my wife's rights are in regards to selling her late parent's Bungalow? She has a 25% share, with the remaining 75% belonging to her sister.The unequal split was the result of her mother's will,which gave her share to her sister, ...
Setting the sale price for any property is ultimately up to the people who have the right to sell the property - the owners of the property or the executor(s) of an estate. Most people set the sale price after consultation with an estate agent, or ...
Click here for the full story...
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