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This is MoneyWhat is 'contracting out' and why have savers ended up with less state pension years later?This is MoneyLooking at those old reports, GAD was underestimating investment returns from when you put in your money up to pension age, but overestimating the yield from UK Government bonds, known as gilts, which has been hit by quantitative easing since the ...and more »
Mirror.co.ukHalf of Brits don't understand how credit cards work - despite carrying over £1.5trillion on plasticMirror.co.ukBut worryingly, over two thirds of credit card holders say they don't know how their cards work - with thousands unaware of their monthly spending and 10% oblivious to how much interest they're paying, despite living the red, according to MoneySupermarket.and more »
Huffington Post UKWhy I Gave Up My Debit Card And Haven't Looked BackHuffington Post UKOscar Williams Technology reporter, The Huffington Post UK. Monzo. Nearly a year ago, the FT ran a feature about the financial woes of the millennial generation. It was pushed out to Twitter in a now infamous tweet: “OMG! 25-year-olds should be saving ...
AOL Money UKSix million have been victims of financial fraudAOL Money UKCheck credit card and bank statements on a regular basis and look out for unusual or unauthorised transactions. Contact your provider immediately if you suspect fraud. It's also important to make a note of when you should be receiving a new payment card.Nearly six million Brits have been a victim of financial fraudThe Money Pagesall 2 news articles »
The SunMartin Lewis warns you could be losing out on £800 a year by turning down a pay rise without realising itThe SunA percentage of your pay packet is deducted every month and put towards your own personal private pension, and your employer must also put a percentage of money into your pension – on top of your salary. By not opting into the pension scheme, you're ...
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Factsheets
We hope you find each of the articles here useful and pass them onto any friends or family you have that could benefit from them. We have even included a few questions posed by Members in previous Webchats in case you find them useful.
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Hello, I'm Liz Barclay  -

welcome to my website - www.moneyagonyaunt.com. Because of the grave economic climate at the moment I have gathered together experts from across the country to try and help you and your loved ones with your money worries....
Ask our experts questions directly, search for information from our fact sheets or talk to other members on our forums who might have similar issues or problems - and when you succeed - which you will, then come back and share your own success story. ...
Click here for the full story...

Hello, I'm Liz Barclay

 - welcome to my new website - www.moneyagonyaunt.com.  Because of the grave economic climate at the moment I have gathered together experts from across the country to try and help you and your loved ones with your money ...
Ask our experts questions directly, search for information from our fact sheets or talk to other members on our forums who might have similar issues or problems - and when you succeed - which you will, then come back and share your own success ...
Click here for the full story...

Property letting and taxation 

H,i I have a question regarding property letting and taxation. I have recently purchased a flat with a buy to let mortgatage that I have let through an agent. The rental income is £650 a month and the mortgage is £370.0 amonth. Am I ...
Hi You will need to declare all the income that you receive and then itemise all the expenses associated. One will then potentially cover the other, but You cannot just informally write one off against the other. It all needs to be listed and ...
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Cancelled Holiday

Dear Liz, I wonder if you could help solve this problem. Back in March, due to ill health I had to cancel my flight with Virgin Atlantic to Delhi. I did this by phone on March 14 th and was told I would recieve confirmation. I have received a refund ...
Dear John,  this is exactly what you say it is - a case or poor customer service. You will probably get the necessary document eventually but you have to keep pestering them. Resilience - and polite persistence - is the key.  I wonder ...
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Looking after Mum's money.

  Dear Liz, My mother is elderly lady, has dementia and lives in a care home. Until recently she managed her own affairs and her care home fees were paid by direct debit from her current account which was topped up from her savings account as ...
Dear AW, I know from the correspondence we’ve had since you first got in touch that your mother’s care home fees are still being paid although other transactions have stopped. This has proved to be a complicated case. While your mother ...
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property letting and taxation

Hi Liz,I have a question regarding property letting and taxation.I have recently purchased a flat with a buy to let mortgatage that I have let through an agent. The rental income is £650 a month and the mortgage is £370.0 amonth. Am I ...
Dear KS, Sadly the situation may not be that simple. Rent is treated as income and taxed in line with your basic or higher rate tax bands. You can offset the mortgage interest payments, letting agency costs and maintenance expenses again the taxable ...
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Setting the selling price for a property.

Can you inform what my wife's rights are in regards to selling her late parent's Bungalow? She has a 25% share, with the remaining 75% belonging to her sister.The unequal split was the result of her mother's will,which gave her share to her sister, ...
Setting the sale price for any property is ultimately up to the people who have the right to sell the property - the owners of the property or the executor(s) of an estate. Most people set the sale price after consultation with an estate agent, or ...
Click here for the full story...
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